Census Tract · Ranked #53,267 of 84,120 nationally

Elkhart Eviction Risk: Lower

Tract 18039002400 · Elkhart County, IN · pop 4,480

Tract 18039002400 covers Elkhart in Indiana. Home to 4,480 residents, it scores 4.7/10 on landlord eviction risk. That is riskier than about 29% of US census tracts.

About 39% of renters carry a rent burden of 30% of income or higher, a high level, and 23% are severely burdened at 50% or more. Average rent runs $969 a month against an average household income of $64,156 a year, roughly 18% of income at the averages. About 17% of occupied units are renter-occupied.

Risk score

3.3

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 7% Stable renters 11% Owners 82%

Tract context

Occupied units1,856

Renter share17.3%

SVI overall0.40

Poverty rate6.1%

Median income$64,156

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6865, -85.9932 · click any tract to drill in

Why Elkhart scores 3.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

6.1% poverty · this tract

1.5

Supply constraint

$969 rent vs county FMR

4.2

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 40

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

65%Socioeconomic
65%Household composition
42%Racial/ethnic minority
7%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

14.5%Housing insecurity
10.4%Utility-shutoff threat
17.5%Food insecurity
10.4%SNAP enrollment
9.2%Transit barriers
11.0%No health insurance
19.8%Frequent mental distress
33.4%Any disability

Analysis

What drives eviction risk in Elkhart

The heaviest input here is tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elkhart eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Elkhart County average of 4.7 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 14.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.4% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 40th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18039002400

What is the eviction-risk score for census tract 18039002400?

Census tract 18039002400 in Elkhart scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039002400?

Median gross rent is $969/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.

What is the poverty rate in tract 18039002400?

6.1% of residents in tract 18039002400 live below the federal poverty line (ACS B17001, 2023). Population: 4,480.

How socially vulnerable is tract 18039002400?

CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 65th, household 65th, minority 42th, housing 7th.

What share of households in tract 18039002400 struggle to pay rent?

About 14.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039002400 compare to Elkhart overall?

Tract 18039002400 scores 3.3/10, higher than the parent city of Elkhart at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.