Horace Mann Eviction Risk: Elevated , Gary

The score leans hardest on tenant-organizing strength at 9.3/10. Running hot, housing-court posture reads 8.7/10. Food insecurity runs 35.3% against 17.8% nationally.

Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.6 points. On the high side, rent-regulation exposure reads 8.2/10.

SNAP participation runs 27.2% against 15.2% nationally. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Average gross rent is $868, 14% below the Gary average. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 78th percentile of the 84,120 tracts scored. Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 2.1 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.