Neighborhood · Ranked #18,163 of 84,120 nationally

Tarrytown Eviction Risk: Elevated , Gary

Tract 18089011200 · Lake County, IN · pop 4,599 · neighborhood within 1.2 mi

Census tract 18089011200 covers part of the Tarrytown area of Gary, IN, and scores 6/10 on landlord eviction risk. The score leans hardest on tenant-organizing strength at 9.3/10.

Risk score

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 31% Owners 53%

Tract context

Occupied units1,787

Renter share47.2%

SVI overall0.86

Poverty rate22.8%

Median income$52,891

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5797, -87.3658 · click any tract to drill in

Why Tarrytown scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

22.8% poverty · this tract

5.7

Supply constraint

$1,152 rent vs county FMR

4.6

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Tarrytown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

78%Socioeconomic
87%Household composition
98%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
43%Grade C
16%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Tarrytown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.0%Housing insecurity
20.0%Utility-shutoff threat
32.8%Food insecurity
24.7%SNAP enrollment
15.1%Transit barriers
9.3%No health insurance
18.0%Frequent mental distress
37.9%Any disability

Analysis

What drives eviction risk in Tarrytown

On the high side, housing-court posture reads 8.7/10. Food insecurity runs 32.8% against 17.8% nationally.

Against Lake County at 43.0%, 34% of renters here are cost-burdened. It sits 1.6 points above the Lake County average of 4.4.

Sitting well above the midpoint, rent-regulation exposure reads 8.2/10. The severe-burden share is 16%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 20.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Average gross rent is $1,152, 14% above the Gary average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 8.7/10.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18089011200

What is the eviction-risk score for census tract 18089011200?

Census tract 18089011200 in the Tarrytown neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089011200?

Median gross rent is $1,152/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.

What is the poverty rate in tract 18089011200?

22.8% of residents in tract 18089011200 live below the federal poverty line (ACS B17001, 2023). Population: 4,599.

How socially vulnerable is tract 18089011200?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 78th, household 87th, minority 98th, housing 67th.

Is tract 18089011200 considered part of Tarrytown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089011200 fall within Tarrytown (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 18089011200 struggle to pay rent?

About 23.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089011200 compare to Gary overall?

Tract 18089011200 scores 6/10, higher than the parent city of Gary at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089011200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.