Neighborhood · Ranked #23,554 of 84,120 nationally

Tarrytown Eviction Risk: Moderate , Gary

Tract 18089011200 · Lake County, IN · pop 4,599 · neighborhood within 1.2 mi

Tract 18089011200, home to 4,599 residents in the Tarrytown neighborhood of Gary, scores 5.6/10 for landlord eviction risk. That is riskier than roughly 61% of the 84,120 US census tracts we score.

34% of renter households here spend at least 30% of income on rent, a high level, and 16% are severely burdened at 50% or more. Average rent runs $1,152 a month against an average household income of $52,891 a year, roughly 26% of income at the averages. About 47% of occupied units are renter-occupied.

Risk score

5.1

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 31% Owners 53%

Tract context

Occupied units1,787

Renter share47.2%

SVI overall0.86

Poverty rate22.8%

Median income$52,891

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5797, -87.3658 · click any tract to drill in

Why Tarrytown scores 5.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

22.8% poverty · this tract

5.7

Supply constraint

$1,152 rent vs county FMR

4.6

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Tarrytown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

78%Socioeconomic
87%Household composition
98%Racial/ethnic minority
67%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
43%Grade C
16%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Tarrytown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.0%Housing insecurity
20.0%Utility-shutoff threat
32.8%Food insecurity
24.7%SNAP enrollment
15.1%Transit barriers
9.3%No health insurance
18.0%Frequent mental distress
37.9%Any disability

Analysis

What drives eviction risk in Tarrytown

The heaviest input here is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 16% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 23.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089011200

What is the eviction-risk score for census tract 18089011200?

Census tract 18089011200 in the Tarrytown neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089011200?

Median gross rent is $1,152/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.

What is the poverty rate in tract 18089011200?

22.8% of residents in tract 18089011200 live below the federal poverty line (ACS B17001, 2023). Population: 4,599.

How socially vulnerable is tract 18089011200?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 78th, household 87th, minority 98th, housing 67th.

Is tract 18089011200 considered part of Tarrytown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089011200 fall within Tarrytown (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 18089011200 struggle to pay rent?

About 23.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089011200 compare to Gary overall?

Tract 18089011200 scores 5.1/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089011200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.