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Neighborhood · Ranked #18,163 of 84,120 nationally

Tarrytown Eviction Risk: Elevated , Gary

Tract 18089011100 · Lake County, IN · pop 4,574 · neighborhood within 0.3 mi

18089011100 is a census tract in the Tarrytown area of Gary, IN. It scores 6/10 for landlords. Population here is 4,574. Food insecurity runs 44.5% against 17.8% nationally.

Risk score
6
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 30% Owners 53%
Tract context
Occupied units1,548
Renter share47.5%
SVI overall0.75
Poverty rate38.9%
Median income$34,925

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Tarrytown
Very High
Within parent city
88 th percentile
Rank, 88th percentileLowHigh
#5 of 33 tracts In Gary
High
Within county
80 th percentile
Rank, 80th percentileLowHigh
#27 of 131 tracts In Lake County
High
Within state
99 th percentile
Rank, 99th percentileLowHigh
#23 of 1,693 tracts In Indiana
Very High
Geographic context

Risk heat across Gary and the region

Centroid at 41.5789, -87.3847 · click any tract to drill in

Why Tarrytown scores 6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Gary
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
38.9% poverty · this tract
9.7
Supply constraint
$942 rent vs county FMR
2.9
Rent control risk
Inherited from Gary
8.2
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Gary
9.3
Housing court bias
Inherited from Gary
8.7

How Tarrytown compares

Risk score vs. parent city, county, state.
Tarrytown risk score vs. parent city / county / state6.0This tracttract 0111004.6Garyparent city4.4Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 75

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Tarrytown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Tarrytown

The score leans hardest on economic stress at 9.7/10. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, tenant-organizing strength reads 9.3/10.

The severe-burden share is 26%, and it is the single best predictor in this model of a filing that actually reaches judgment. Annualized rent equals 32% of average household income of $34,925, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running hot, housing-court posture reads 8.7/10. It sits 1.6 points above the Lake County average of 4.4.

Disability prevalence runs 44.8% against 31.5% nationally. Against Lake County at 43.0%, 37% of renters here are cost-burdened. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 78th percentile of the 84,120 tracts scored. Social vulnerability reads 7.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18089011100

Q1

What is the eviction-risk score for census tract 18089011100?

Census tract 18089011100 in the Tarrytown neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089011100?

Median gross rent is $942/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089011100?

38.9% of residents in tract 18089011100 live below the federal poverty line (ACS B17001, 2023). Population: 4,574.
Q4

How socially vulnerable is tract 18089011100?

CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 84th, household 62th, minority 99th, housing 38th.
Q5

Is tract 18089011100 considered part of Tarrytown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089011100 fall within Tarrytown (neighborhood centroid within 0.3 miles, OSM data).
Q6

What share of households in tract 18089011100 struggle to pay rent?

About 29.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089011100 compare to Gary overall?

Tract 18089011100 scores 6/10, higher than the parent city of Gary at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089011100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.

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