Tarrytown Eviction Risk: Elevated , Gary

What pushes it up most is tenant-organizing strength at 9.3/10. Running hot, housing-court posture reads 8.7/10. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 1.6 points above the Lake County average of 4.4. Sitting well above the midpoint, rent-regulation exposure reads 8.2/10. SNAP participation runs 25.7% against 15.2% nationally.

Inability to pay a utility bill runs 18.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. At $850 a month, rents run 16% under what the rest of Gary commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model. Social vulnerability reads 7.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 2.1 points hotter. 42% of renter households spend at least 30% of income on rent. Annual rent works out to 21% of average household income of $47,844.

39% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.