Neighborhood · Ranked #18,240 of 84,120 nationally

Tarrytown Eviction Risk: Moderate , Gary

Tract 18089041200 · Lake County, IN · pop 2,431 · neighborhood within 1.5 mi

Tract 18089041200, home to 2,431 residents in the Tarrytown neighborhood of Gary, scores 5.9/10 for landlord eviction risk. That is riskier than about 72% of US census tracts.

Rent eats 30% or more of income for 42% of renter households, a severe level, and 31% are severely burdened at 50% or more. Average gross rent is $850 monthly, set against $47,844 in average yearly household income, roughly 21% of income at the averages. Renters make up 39% of occupied homes.

Risk score

5.5

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 23% Owners 61%

Tract context

Occupied units1,066

Renter share38.6%

SVI overall0.71

Poverty rate28.5%

Median income$47,844

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5598, -87.3844 · click any tract to drill in

Why Tarrytown scores 5.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

28.5% poverty · this tract

7.1

Supply constraint

$850 rent vs county FMR

2.1

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Tarrytown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 71

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

72%Socioeconomic
58%Household composition
50%Racial/ethnic minority
69%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
5%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Tarrytown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.9%Housing insecurity
18.1%Utility-shutoff threat
33.3%Food insecurity
25.7%SNAP enrollment
15.4%Transit barriers
15.1%No health insurance
22.2%Frequent mental distress
41.1%Any disability

Analysis

What drives eviction risk in Tarrytown

The heaviest input here is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 71st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 20.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 18.1% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089041200

What is the eviction-risk score for census tract 18089041200?

Census tract 18089041200 in the Tarrytown neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089041200?

Median gross rent is $850/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.

What is the poverty rate in tract 18089041200?

28.5% of residents in tract 18089041200 live below the federal poverty line (ACS B17001, 2023). Population: 2,431.

How socially vulnerable is tract 18089041200?

CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 72th, household 58th, minority 50th, housing 69th.

Is tract 18089041200 considered part of Tarrytown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041200 fall within Tarrytown (neighborhood centroid within 1.5 miles, OSM data).

What share of households in tract 18089041200 struggle to pay rent?

About 20.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089041200 compare to Gary overall?

Tract 18089041200 scores 5.5/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089041200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.