Neighborhood · Ranked #16,850 of 84,120 nationally

Marshalltown Eviction Risk: Moderate , Gary

Tract 18089012200 · Lake County, IN · pop 1,044 · neighborhood within 1.1 mi

Eviction risk in the Marshalltown neighborhood of Gary centers on tract 18089012200, which scores 5.9/10 (Moderate tier) and is home to 1,044 residents. On the national scale it ranks #23,591 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 32% of renter households, a high level, and 19% are severely burdened at 50% or more. Average rent runs $913 a month against an average household income of $28,643 a year, roughly 38% of income at the averages. Renters make up 85% of occupied homes, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 27% Stable renters 58% Owners 15%

Tract context

Occupied units486

Renter share85.0%

SVI overall0.88

Poverty rate53.9%

Median income$28,643

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5773, -87.3237 · click any tract to drill in

Why Marshalltown scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

53.9% poverty · this tract

10.0

Supply constraint

$913 rent vs county FMR

2.6

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Marshalltown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

84%Socioeconomic
85%Household composition
98%Racial/ethnic minority
69%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
56%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Marshalltown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

41.4%Housing insecurity
40.3%Utility-shutoff threat
61.2%Food insecurity
59.8%SNAP enrollment
31.1%Transit barriers
16.3%No health insurance
25.7%Frequent mental distress
50.2%Any disability

Analysis

What drives eviction risk in Marshalltown

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 41.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 40.3% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Black and ranks around the 88th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089012200

What is the eviction-risk score for census tract 18089012200?

Census tract 18089012200 in the Marshalltown neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089012200?

Median gross rent is $913/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.

What is the poverty rate in tract 18089012200?

53.9% of residents in tract 18089012200 live below the federal poverty line (ACS B17001, 2023). Population: 1,044.

How socially vulnerable is tract 18089012200?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 84th, household 85th, minority 98th, housing 69th.

Is tract 18089012200 considered part of Marshalltown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089012200 fall within Marshalltown (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 18089012200 struggle to pay rent?

About 41.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 40.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089012200 compare to Gary overall?

Tract 18089012200 scores 5.6/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089012200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 56% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.