Neighborhood · Ranked #16,850 of 84,120 nationally

Marshalltown Eviction Risk: Moderate , Gary

Tract 18089011400 · Lake County, IN · pop 855 · neighborhood within 0.6 mi

The Elevated-tier score of 6.5/10 for census tract 18089011400 reflects conditions in the Marshalltown neighborhood of Gary, Indiana. That is riskier than about 87% of US census tracts.

Rent eats 30% or more of income for 80% of renter households, a severe level, and 26% are severely burdened at 50% or more. Average rent runs $968 a month against an average household income of $18,728 a year, roughly 62% of income at the averages. About 50% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 40% Stable renters 10% Owners 50%

Tract context

Occupied units272

Renter share50.0%

SVI overall0.94

Poverty rate46.7%

Median income$18,728

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5823, -87.3124 · click any tract to drill in

Why Marshalltown scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

46.7% poverty · this tract

10.0

Supply constraint

$968 rent vs county FMR

3.1

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Marshalltown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

99%Socioeconomic
99%Household composition
91%Racial/ethnic minority
31%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
4%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Marshalltown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

40.4%Housing insecurity
40.5%Utility-shutoff threat
59.8%Food insecurity
59.1%SNAP enrollment
30.5%Transit barriers
16.2%No health insurance
24.6%Frequent mental distress
50.4%Any disability

Analysis

What drives eviction risk in Marshalltown

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 94th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 40.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 40.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 18089011400

What is the eviction-risk score for census tract 18089011400?

Census tract 18089011400 in the Marshalltown neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089011400?

Median gross rent is $968/month (ACS 5-year 2023, table B25064). 80% of renter households are cost-burdened.

What is the poverty rate in tract 18089011400?

46.7% of residents in tract 18089011400 live below the federal poverty line (ACS B17001, 2023). Population: 855.

How socially vulnerable is tract 18089011400?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 99th, household 99th, minority 91th, housing 31th.

Is tract 18089011400 considered part of Marshalltown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089011400 fall within Marshalltown (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 18089011400 struggle to pay rent?

About 40.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 40.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089011400 compare to Gary overall?

Tract 18089011400 scores 5.6/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089011400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.