Marshalltown Eviction Risk: Elevated , Gary

Annualized rent equals 62% of average household income of $18,728, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is economic stress at 10/10.

SNAP participation runs 59.1% against 15.2% nationally. Food insecurity runs 59.8% against 17.8% nationally.

The poverty rate is 47%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, tenant-organizing strength reads 9.3/10. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Sitting well above the midpoint, housing-court posture reads 8.7/10. Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.6 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

Social vulnerability reads 9.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.