Neighborhood · Ranked #15,522 of 84,120 nationally

Marshalltown Eviction Risk: Moderate , Gary

Tract 18089011500 · Lake County, IN · pop 1,879 · neighborhood within 0.9 mi

Census tract 18089011500 covers Marshalltown in Gary, home to 1,879 residents. For landlords it grades 6.6/10, an elevated reading. That is riskier than roughly 89% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 70% of renter households, a severe level, and 41% are severely burdened at 50% or more. Average rent runs $1,068 a month against an average household income of $40,625 a year, roughly 32% of income at the averages. About 40% of occupied units are renter-occupied.

Risk score

5.7

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 28% Stable renters 12% Owners 60%

Tract context

Occupied units783

Renter share39.7%

SVI overall0.80

Poverty rate42.0%

Median income$40,625

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5852, -87.2889 · click any tract to drill in

Why Marshalltown scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

42.0% poverty · this tract

10.0

Supply constraint

$1,068 rent vs county FMR

3.9

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Marshalltown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

91%Socioeconomic
85%Household composition
94%Racial/ethnic minority
26%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
14%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Marshalltown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

29.9%Housing insecurity
27.3%Utility-shutoff threat
44.3%Food insecurity
37.7%SNAP enrollment
20.5%Transit barriers
14.1%No health insurance
20.7%Frequent mental distress
43.3%Any disability

Analysis

What drives eviction risk in Marshalltown

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gary eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 29.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 27.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 18089011500

What is the eviction-risk score for census tract 18089011500?

Census tract 18089011500 in the Marshalltown neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089011500?

Median gross rent is $1,068/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.

What is the poverty rate in tract 18089011500?

42.0% of residents in tract 18089011500 live below the federal poverty line (ACS B17001, 2023). Population: 1,879.

How socially vulnerable is tract 18089011500?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 91th, household 85th, minority 94th, housing 26th.

Is tract 18089011500 considered part of Marshalltown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089011500 fall within Marshalltown (neighborhood centroid within 0.9 miles, OSM data).

What share of households in tract 18089011500 struggle to pay rent?

About 29.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 27.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089011500 compare to Gary overall?

Tract 18089011500 scores 5.7/10, higher than the parent city of Gary at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089011500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.