Census Tract · Ranked #54,273 of 84,120 nationally

Hobart Eviction Risk: Lower

Tract 18089042000 · Lake County, IN · pop 6,586

Tract 18089042000 sits in Hobart eviction risk, IN, carrying an eviction-risk score of 3.7/10. The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

3.7

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 13% Stable renters 10% Owners 77%

Tract context

Occupied units2,977

Renter share23.1%

SVI overall0.26

Poverty rate10.6%

Median income$73,682

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hobart and the region

Centroid at 41.5189, -87.2527 · click any tract to drill in

Why Hobart scores 3.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hobart

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

10.6% poverty · this tract

2.7

Supply constraint

$920 rent vs county FMR

2.7

Rent control risk

Inherited from Hobart

8.0

Eviction process difficulty

State law sets the calendar

1.8

Tenant organizing strength

Inherited from Hobart

6.5

Housing court bias

Inherited from Hobart

7.2

How Hobart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 26

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

38%Socioeconomic
50%Household composition
32%Racial/ethnic minority
13%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

2%Grade A
0%Grade B
2%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.8%Housing insecurity
7.4%Utility-shutoff threat
13.5%Food insecurity
7.2%SNAP enrollment
6.7%Transit barriers
8.6%No health insurance
16.1%Frequent mental distress
30.2%Any disability

Analysis

What drives eviction risk in Hobart

56% of renter households cross the 30%-of-income line, well above the Lake County average of 43.0%. Pulling hardest the other way is eviction-process difficulty at 1.8/10. On the softer side, state political climate reads 2/10.

At $920 a month, rents run 24% under what the rest of Hobart commands. Sitting well above the midpoint, rent-regulation exposure reads 8/10.

SNAP participation runs 7.2% against 15.2% nationally. Against the Lake County average of 4.4, this tract reads safer for landlords by 0.7 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 35th percentile of the 84,120 tracts scored. At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 3.4/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18089042000

What is the eviction-risk score for census tract 18089042000?

Census tract 18089042000 in Hobart scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089042000?

Median gross rent is $920/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 18089042000?

10.6% of residents in tract 18089042000 live below the federal poverty line (ACS B17001, 2023). Population: 6,586.

How socially vulnerable is tract 18089042000?

CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 38th, household 50th, minority 32th, housing 13th.

What share of households in tract 18089042000 struggle to pay rent?

About 9.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089042000 compare to Hobart overall?

Tract 18089042000 scores 3.7/10, lower than the parent city of Hobart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089042000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hobart

Top eight tracts in Hobart ranked by composite eviction-risk score.