Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #46,312 of 84,120 nationally
Cottage Home Eviction Risk: Lower , Indianapolis
Tract 18097354400 · Marion County, IN · pop 1,410 · neighborhood within 0.2 mi
Here is how census tract 18097354400, in the Cottage Home area of Indianapolis eviction risk city (balance), looks to a landlord: a 5.1/10 eviction-risk score (Moderate tier) across a population of 1,410. It lands near the 43rd percentile nationally for landlord eviction risk.
About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 20% are severely burdened at 50% or more. Average gross rent is $986 monthly, set against $70,078 in average yearly household income, roughly 17% of income at the averages. Renters make up 26% of occupied homes.
Risk score
3.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 16%
Owners 73%
Tract context
Occupied units699
Renter share26.3%
SVI overall0.31
Poverty rate10.0%
Median income$70,078
Percentile rank
Higher percentile = riskier than more peers.Within parent city
38
th percentile
Low
Within county
37
th percentile
Low
Within state
58
th percentile
Elevated
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.7742, -86.1370 · click any tract to drill in
Why Cottage Home scores 3.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
10.0% poverty · this tract
2.5
Supply constraint
$986 rent vs county FMR
2.7
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Cottage Home compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 31
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 48%Socioeconomic
- 6%Household composition
- 29%Racial/ethnic minority
- 51%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 21%Grade C
- 79%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 295Total filings 2020-21
- 3.8Avg monthly (observed)
- 5.9Pre-pandemic baseline
- 0.65×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.2%Housing insecurity
- 6.9%Utility-shutoff threat
- 10.8%Food insecurity
- 6.0%SNAP enrollment
- 6.1%Transit barriers
- 7.4%No health insurance
- 16.2%Frequent mental distress
- 22.7%Any disability
Analysis
What drives eviction risk in Cottage Home
The heaviest input here is tenant organizing strength at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Indianapolis eviction risk city (balance), while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Marion County average of 5.4 and above the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 31st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 79% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18097354400
Q1
What is the eviction-risk score for census tract 18097354400?
Census tract 18097354400 in the Cottage Home neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097354400?
Median gross rent is $986/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097354400?
10.0% of residents in tract 18097354400 live below the federal poverty line (ACS B17001, 2023). Population: 1,410.
Q4
How socially vulnerable is tract 18097354400?
CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 48th, household 6th, minority 29th, housing 51th.
Q5
Is tract 18097354400 considered part of Cottage Home?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097354400 fall within Cottage Home (neighborhood centroid within 0.2 miles, OSM data).
Q6
Did eviction filings in tract 18097354400 drop during COVID?
Pandemic-era filings ran 0.65× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097354400 struggle to pay rent?
About 9.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097354400 compare to Indianapolis overall?
Tract 18097354400 scores 3.7/10, higher than the parent city of Indianapolis at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097354400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 79% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
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5.9
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5.8
/ 10 · Elevated
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/ 10 · Elevated
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5.8
/ 10 · Elevated
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5.8
/ 10 · Elevated
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