Within neighborhood
20
th percentile
Low
Neighborhood · Ranked #34,332 of 84,120 nationally
River Park Eviction Risk: Moderate , Mishawaka
Tract 18141001400 · St. Joseph County, IN · pop 3,623 · neighborhood within 0.3 mi
Census tract 18141001400 sits in River Park in Mishawaka eviction risk, Indiana eviction laws, and carries an eviction-risk score of 4.3/10. On the national scale it ranks #68,750 of 84,120 for landlord eviction difficulty.
20% of renter households here spend at least 30% of income on rent, a modest level, and 13% are severely burdened at 50% or more. Average gross rent is $878 monthly, set against $56,568 in average yearly household income, roughly 19% of income at the averages. Renters make up 39% of occupied homes.
Risk score
4.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 31%
Owners 61%
Tract context
Occupied units1,706
Renter share39.3%
SVI overall0.22
Poverty rate18.1%
Median income$56,568
Percentile rank
Higher percentile = riskier than more peers.Within parent city
44
th percentile
Moderate
Within county
61
th percentile
Elevated
Within state
74
th percentile
Elevated
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6694, -86.2087 · click any tract to drill in
Why River Park scores 4.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
18.1% poverty · this tract
4.5
Supply constraint
$878 rent vs county FMR
3.0
Rent control risk
Inherited from Mishawaka
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Mishawaka
3.0
Housing court bias
Inherited from Mishawaka
2.5
How River Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 22
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 34%Socioeconomic
- 41%Household composition
- 51%Racial/ethnic minority
- 9%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 1%Grade A
- 0%Grade B
- 66%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 104Total filings over 1 yrs
- 30.86%Avg annual filing rate
- 30.9%Peak (2015)
- 104Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 389Total filings 2020-21
- 5.1Avg monthly (observed)
- 5.8Pre-pandemic baseline
- 0.86×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within River Park. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.4%Housing insecurity
- 12.0%Utility-shutoff threat
- 19.4%Food insecurity
- 12.6%SNAP enrollment
- 10.5%Transit barriers
- 9.2%No health insurance
- 21.4%Frequent mental distress
- 33.9%Any disability
Analysis
What drives eviction risk in River Park
What moves this score most is economic stress at 4.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the St. Joseph County average of 5.2 and below the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.86x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141001400
Q1
What is the eviction-risk score for census tract 18141001400?
Census tract 18141001400 in the River Park neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141001400?
Median gross rent is $878/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141001400?
18.1% of residents in tract 18141001400 live below the federal poverty line (ACS B17001, 2023). Population: 3,623.
Q4
How socially vulnerable is tract 18141001400?
CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 34th, household 41th, minority 51th, housing 9th.
Q5
Is tract 18141001400 considered part of River Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001400 fall within River Park (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141001400?
Princeton Eviction Lab recorded 104 eviction filings across 1 validated years in tract 18141001400 (2000-2018). The average annual filing rate is 30.86% of renter households, peaking at 30.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141001400 drop during COVID?
Pandemic-era filings ran 0.86× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141001400 struggle to pay rent?
About 15.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141001400 compare to Mishawaka overall?
Tract 18141001400 scores 4.4/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141001400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
Rum Village
5.5
/ 10 · Elevated
Tract · IN
Westside
5.5
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
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