Neighborhood · Ranked #23,554 of 84,120 nationally

River Park Eviction Risk: Moderate , Mishawaka

Tract 18141001500 · St. Joseph County, IN · pop 3,359 · neighborhood within 0.5 mi

Eviction risk in River Park in Mishawaka centers on tract 18141001500, which scores 5.4/10 (Moderate tier) and is home to 3,359 residents. On the national scale it ranks #39,115 of 84,120 for landlord eviction difficulty.

48% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. Average rent runs $902 a month against an average household income of $48,375 a year, roughly 22% of income at the averages. Renters make up 44% of occupied homes.

Risk score

5.1

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 21% Stable renters 23% Owners 56%

Tract context

Occupied units1,394

Renter share44.0%

SVI overall0.77

Poverty rate25.7%

Median income$48,375

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Mishawaka and the region

Centroid at 41.6629, -86.2143 · click any tract to drill in

Why River Park scores 5.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Mishawaka

5.0

Regional political climate

2024 county presidential margin

5.3

State political climate

Indiana legislature & governorship

2.0

Economic stress

25.7% poverty · this tract

6.4

Supply constraint

$902 rent vs county FMR

3.2

Rent control risk

Inherited from Mishawaka

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Mishawaka

3.0

Housing court bias

Inherited from Mishawaka

2.5

How River Park compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 77

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
49%Household composition
50%Racial/ethnic minority
61%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
5%Grade B
64%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

35Total filings over 1 yrs
6.82%Avg annual filing rate
6.8%Peak (2015)
35Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

252Total filings 2020-21
3.3Avg monthly (observed)
4.2Pre-pandemic baseline
0.78×Ratio to baseline

Monthly filings 2020–2021 2020-01-01 to 2026-05-01

Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within River Park. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

17.0%Housing insecurity
13.2%Utility-shutoff threat
22.6%Food insecurity
15.3%SNAP enrollment
12.0%Transit barriers
11.3%No health insurance
22.3%Frequent mental distress
37.2%Any disability

Analysis

What drives eviction risk in River Park

The heaviest input here is economic stress at 6.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 35 eviction filings here over 1 tracked years, with about 6.8% of renter households facing a filing in a typical year. Filings peaked at 6.8% of renter households in 2015.

In CDC survey modeling, about 17.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18141001500

What is the eviction-risk score for census tract 18141001500?

Census tract 18141001500 in the River Park neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18141001500?

Median gross rent is $902/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 18141001500?

25.7% of residents in tract 18141001500 live below the federal poverty line (ACS B17001, 2023). Population: 3,359.

How socially vulnerable is tract 18141001500?

CDC Social Vulnerability Index ranks this tract in the 77th percentile nationally. Sub-themes: socioeconomic 90th, household 49th, minority 50th, housing 61th.

Is tract 18141001500 considered part of River Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001500 fall within River Park (neighborhood centroid within 0.5 miles, OSM data).

How many evictions are filed each year in tract 18141001500?

Princeton Eviction Lab recorded 35 eviction filings across 1 validated years in tract 18141001500 (2000-2018). The average annual filing rate is 6.82% of renter households, peaking at 6.8% in 2015. Source: Eviction Lab tract-validated 2024 release.

Did eviction filings in tract 18141001500 drop during COVID?

Pandemic-era filings ran 0.78× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.

What share of households in tract 18141001500 struggle to pay rent?

About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18141001500 compare to Mishawaka overall?

Tract 18141001500 scores 5.1/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Q10

Was tract 18141001500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Mishawaka

Top eight tracts in Mishawaka ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org