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Neighborhood · Ranked #39,308 of 84,120 nationally

River Park Eviction Risk: Moderate , Mishawaka

Tract 18141001500 · St. Joseph County, IN · pop 3,359 · neighborhood within 0.5 mi

Census tract 18141001500 covers part of the River Park area of South Bend, IN, and scores 4.6/10 on landlord eviction risk. It is home to 3,359 residents. Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21% Stable renters 23% Owners 56%
Tract context
Occupied units1,394
Renter share44.0%
SVI overall0.77
Poverty rate25.7%
Median income$48,375

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
40 th percentile
Rank, 40th percentileLowHigh
#4 of 6 tracts In River Park
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 47 tracts In Mishawaka
Very High
Within county
67 th percentile
Rank, 67th percentileLowHigh
#28 of 82 tracts In St. Joseph County
Elevated
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across Mishawaka and the region

Centroid at 41.6629, -86.2143 · click any tract to drill in

Why River Park scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Mishawaka
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
25.7% poverty · this tract
6.4
Supply constraint
$902 rent vs county FMR
3.2
Rent control risk
Inherited from Mishawaka
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Mishawaka
3.0
Housing court bias
Inherited from Mishawaka
2.5

How River Park compares

Risk score vs. parent city, county, state.
River Park risk score vs. parent city / county / state4.6This tracttract 0015004.2Mishawakaparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 77

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 35Total filings over 1 yrs
  • 6.82%Avg annual filing rate
  • 6.8%Peak (2015)
  • 35Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 252Total filings 2020-21
  • 3.3Avg monthly (observed)
  • 4.2Pre-pandemic baseline
  • 0.78×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within River Park. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in River Park

The main counterweight is rent-regulation exposure at 1/10. Sitting well above the midpoint, court filing pressure reads 8.2/10. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

Well under the midpoint, state political climate reads 2/10. Cost burden runs 48% here against 41.2% across St. Joseph County.

Princeton's Eviction Lab logged 35 filings here across 1 tracked years. It sits 0.8 points above the St. Joseph County average of 3.8. At $902 a month, rents run 13% under what the rest of South Bend commands.

The worst year on record was 2015, when 6.8% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 6.8% of renter households face a filing.

On the national scale it lands near the 53rd percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 7.9/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 18141001500

Q1

What is the eviction-risk score for census tract 18141001500?

Census tract 18141001500 in the River Park neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141001500?

Median gross rent is $902/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141001500?

25.7% of residents in tract 18141001500 live below the federal poverty line (ACS B17001, 2023). Population: 3,359.
Q4

How socially vulnerable is tract 18141001500?

CDC Social Vulnerability Index ranks this tract in the 77th percentile nationally. Sub-themes: socioeconomic 90th, household 49th, minority 50th, housing 61th.
Q5

Is tract 18141001500 considered part of River Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001500 fall within River Park (neighborhood centroid within 0.5 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141001500?

Princeton Eviction Lab recorded 35 eviction filings across 1 validated years in tract 18141001500 (2000-2018). The average annual filing rate is 6.82% of renter households, peaking at 6.8% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141001500 drop during COVID?

Pandemic-era filings ran 0.78× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141001500 struggle to pay rent?

About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141001500 compare to Mishawaka overall?

Tract 18141001500 scores 4.6/10, higher than the parent city of Mishawaka at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141001500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Mishawaka

Top eight tracts in Mishawaka ranked by composite eviction-risk score.

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