Within neighborhood
80
th percentile
High
Neighborhood · Ranked #22,681 of 84,120 nationally
River Park Eviction Risk: Moderate , Mishawaka
Tract 18141010201 · St. Joseph County, IN · pop 3,767 · neighborhood within 1.4 mi
18141010201 is a census tract in the River Park area of Mishawaka, IN. It scores 5.6/10 for landlords. The severe-burden share is 30%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
5.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 16%
Owners 76%
Tract context
Occupied units1,484
Renter share23.5%
SVI overall0.41
Poverty rate26.6%
Median income$43,951
Percentile rank
Higher percentile = riskier than more peers.Within parent city
86
th percentile
High
Within county
98
th percentile
Very High
Within state
97
th percentile
Very High
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6526, -86.1857 · click any tract to drill in
Why River Park scores 5.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
26.6% poverty · this tract
6.6
Supply constraint
$1,088 rent vs county FMR
4.9
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8
How River Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 41
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 75%Socioeconomic
- 52%Household composition
- 22%Racial/ethnic minority
- 9%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 17%Grade B
- 23%Grade C
- 10%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 210Total filings 2020-21
- 2.7Avg monthly (observed)
- 3.8Pre-pandemic baseline
- 0.72×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within River Park. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.8%Housing insecurity
- 11.5%Utility-shutoff threat
- 20.2%Food insecurity
- 13.7%SNAP enrollment
- 10.5%Transit barriers
- 10.6%No health insurance
- 21.7%Frequent mental distress
- 37.7%Any disability
Analysis
What drives eviction risk in River Park
The score leans hardest on tenant-organizing strength at 9.2/10. Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 1.8 points.
On the high side, court filing pressure reads 8.2/10. 32% of renter households cross the 30%-of-income line, lower than the St. Joseph County average of 41.2%.
The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, state political climate reads 2/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for South Bend. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
On the national scale it lands near the 73rd percentile of the 84,120 tracts scored. Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 4.7/10 on the CDC index, a measure of exposure to housing and economic shocks.
Statewide the IN average is 3.9, so this tract runs 1.7 points hotter. Of its three components the housing type and transport measure is the least pressured. Average gross rent is $1,088, close to the Mishawaka average.
Annual rent works out to 30% of average household income of $43,951.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 18141010201
Q1
What is the eviction-risk score for census tract 18141010201?
Census tract 18141010201 in the River Park neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141010201?
Median gross rent is $1,088/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141010201?
26.6% of residents in tract 18141010201 live below the federal poverty line (ACS B17001, 2023). Population: 3,767.
Q4
How socially vulnerable is tract 18141010201?
CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 75th, household 52th, minority 22th, housing 9th.
Q5
Is tract 18141010201 considered part of River Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141010201 fall within River Park (neighborhood centroid within 1.4 miles, OSM data).
Q6
Did eviction filings in tract 18141010201 drop during COVID?
Pandemic-era filings ran 0.72× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q7
What share of households in tract 18141010201 struggle to pay rent?
About 14.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18141010201 compare to Mishawaka overall?
Tract 18141010201 scores 5.6/10, higher than the parent city of Mishawaka at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18141010201 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 10% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
18141010300
5.6
/ 10 · Elevated
Tract · IN
River Park
5.6
/ 10 · Elevated
Tract · IN
River Park
5.6
/ 10 · Elevated
Tract · IN
McKinley Terrace
5.1
/ 10 · Moderate
Tract · IN
18141011506
4.8
/ 10 · Moderate
Tract · IN
18141011505
4.5
/ 10 · Moderate
Tract · IN
River Park
4.4
/ 10 · Moderate
Tract · IN
18141010400
4
/ 10 · Moderate
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