Within neighborhood
40
th percentile
Moderate
Neighborhood · Ranked #24,926 of 84,120 nationally
River Park Eviction Risk: Moderate , Mishawaka
Tract 18141010100 · St. Joseph County, IN · pop 2,662 · neighborhood within 0.8 mi
Landlord eviction risk in census tract 18141010100 (River Park in Mishawaka, Indiana) comes in at 6.2/10, the Elevated tier. It lands near the 81st percentile nationally for landlord eviction risk.
About 45% of renters carry a rent burden of 30% of income or higher, a severe level, and 10% are severely burdened at 50% or more. Average rent runs $990 a month against an average household income of $37,379 a year, roughly 32% of income at the averages. Renters make up 35% of occupied homes.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16%
Stable renters 19%
Owners 65%
Tract context
Occupied units1,092
Renter share35.4%
SVI overall0.64
Poverty rate22.1%
Median income$37,379
Percentile rank
Higher percentile = riskier than more peers.Within parent city
79
th percentile
High
Within county
68
th percentile
Elevated
Within state
85
th percentile
High
Geographic context
Risk heat across Mishawaka and the region
Centroid at 41.6550, -86.2051 · click any tract to drill in
Why River Park scores 5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mishawaka
5.8
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
22.1% poverty · this tract
5.5
Supply constraint
$990 rent vs county FMR
4.0
Rent control risk
Inherited from Mishawaka
6.4
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Mishawaka
9.2
Housing court bias
Inherited from Mishawaka
6.8
How River Park compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 64
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 87%Socioeconomic
- 43%Household composition
- 24%Racial/ethnic minority
- 42%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 25%Grade C
- 60%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 30Total filings over 1 yrs
- 8.43%Avg annual filing rate
- 8.4%Peak (2015)
- 30Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 143Total filings 2020-21
- 1.9Avg monthly (observed)
- 2.5Pre-pandemic baseline
- 0.74×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within River Park. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.5%Housing insecurity
- 15.1%Utility-shutoff threat
- 27.0%Food insecurity
- 20.7%SNAP enrollment
- 13.5%Transit barriers
- 12.8%No health insurance
- 23.8%Frequent mental distress
- 42.7%Any disability
Analysis
What drives eviction risk in River Park
What moves this score most is tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mishawaka eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 60% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is predominantly White and ranks around the 64th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 18141010100
Q1
What is the eviction-risk score for census tract 18141010100?
Census tract 18141010100 in the River Park neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141010100?
Median gross rent is $990/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141010100?
22.1% of residents in tract 18141010100 live below the federal poverty line (ACS B17001, 2023). Population: 2,662.
Q4
How socially vulnerable is tract 18141010100?
CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 87th, household 43th, minority 24th, housing 42th.
Q5
Is tract 18141010100 considered part of River Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141010100 fall within River Park (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141010100?
Princeton Eviction Lab recorded 30 eviction filings across 1 validated years in tract 18141010100 (2000-2018). The average annual filing rate is 8.43% of renter households, peaking at 8.4% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141010100 drop during COVID?
Pandemic-era filings ran 0.74× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141010100 struggle to pay rent?
About 18.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141010100 compare to Mishawaka overall?
Tract 18141010100 scores 5/10, higher than the parent city of Mishawaka at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mishawaka eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141010100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 60% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mishawaka
Top eight tracts in Mishawaka ranked by composite eviction-risk score.
Tract · IN
River Park
5.4
/ 10 · Moderate
Tract · IN
18141010300
5.4
/ 10 · Moderate
Tract · IN
River Park
5.2
/ 10 · Moderate
Tract · IN
McKinley Terrace
4.5
/ 10 · Moderate
Tract · IN
18141011506
4.3
/ 10 · Moderate
Tract · IN
18141011505
4.1
/ 10 · Moderate
Tract · IN
River Park
4
/ 10 · Moderate
Tract · IN
18141010400
3.7
/ 10 · Low
Related