Neighborhood · Ranked #31,159 of 84,120 nationally

Southeast Eviction Risk: Moderate , South Bend

Tract 18141003500 · St. Joseph County, IN · pop 2,974 · neighborhood within 1.4 mi

Census tract 18141003500 covers Southeast in South Bend, home to 2,974 residents. For landlords it grades 4.5/10, a moderate reading. That is riskier than roughly 23% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 28% of renter households, a moderate level, and 4% are severely burdened at 50% or more. Average rent runs $602 a month against an average household income of $53,076 a year, roughly 14% of income at the averages. Renters make up 41% of occupied homes.

Risk score

4.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 11% Stable renters 30% Owners 59%

Tract context

Occupied units1,431

Renter share41.2%

SVI overall0.67

Poverty rate20.1%

Median income$53,076

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across South Bend and the region

Centroid at 41.6362, -86.2432 · click any tract to drill in

Why Southeast scores 4.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from South Bend

5.0

Regional political climate

2024 county presidential margin

5.3

State political climate

Indiana legislature & governorship

2.0

Economic stress

20.1% poverty · this tract

5.0

Supply constraint

$602 rent vs county FMR

1.0

Rent control risk

Inherited from South Bend

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from South Bend

3.0

Housing court bias

Inherited from South Bend

2.5

How Southeast compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 67

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

49%Socioeconomic
92%Household composition
52%Racial/ethnic minority
56%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
3%Grade B
3%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

26Total filings over 1 yrs
3.64%Avg annual filing rate
3.6%Peak (2015)
26Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

125Total filings 2020-21
1.6Avg monthly (observed)
3.3Pre-pandemic baseline
0.49×Ratio to baseline

Monthly filings 2020–2021 2020-01-01 to 2026-05-01

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Southeast. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

18.7%Housing insecurity
15.2%Utility-shutoff threat
25.6%Food insecurity
18.9%SNAP enrollment
13.1%Transit barriers
12.2%No health insurance
22.7%Frequent mental distress
39.9%Any disability

Analysis

What drives eviction risk in Southeast

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the St. Joseph County average of 5.2 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 67th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

During 2020 and 2021, eviction filings here ran at about 0.49x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18141003500

What is the eviction-risk score for census tract 18141003500?

Census tract 18141003500 in the Southeast neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18141003500?

Median gross rent is $602/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.

What is the poverty rate in tract 18141003500?

20.1% of residents in tract 18141003500 live below the federal poverty line (ACS B17001, 2023). Population: 2,974.

How socially vulnerable is tract 18141003500?

CDC Social Vulnerability Index ranks this tract in the 67th percentile nationally. Sub-themes: socioeconomic 49th, household 92th, minority 52th, housing 56th.

Is tract 18141003500 considered part of Southeast?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141003500 fall within Southeast (neighborhood centroid within 1.4 miles, OSM data).

How many evictions are filed each year in tract 18141003500?

Princeton Eviction Lab recorded 26 eviction filings across 1 validated years in tract 18141003500 (2000-2018). The average annual filing rate is 3.64% of renter households, peaking at 3.6% in 2015. Source: Eviction Lab tract-validated 2024 release.

Did eviction filings in tract 18141003500 drop during COVID?

Pandemic-era filings ran 0.49× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.

What share of households in tract 18141003500 struggle to pay rent?

About 18.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18141003500 compare to South Bend overall?

Tract 18141003500 scores 4.6/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Q10

Was tract 18141003500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org