Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #29,336 of 84,120 nationally
New Albany Downtown Historic District Eviction Risk: Moderate , Louisville
Tract 21111000400 · Jefferson County, KY · pop 4,537 · neighborhood within 0.9 mi
21111000400 is a census tract in the New Albany Downtown Historic District area of Louisville, KY. It scores 5.2/10 for landlords. 60% of renter households cross the 30%-of-income line, markedly above the Jefferson County average of 42.9%.
Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 16%
Owners 60%
Tract context
Occupied units1,920
Renter share39.5%
SVI overall0.65
Poverty rate17.8%
Median income$44,184
Percentile rank
Higher percentile = riskier than more peers.Within parent city
49
th percentile
Moderate
Within county
78
th percentile
High
Within state
91
th percentile
Very High
Geographic context
Risk heat across Louisville and the region
Centroid at 38.2740, -85.8147 · click any tract to drill in
Why New Albany Downtown Historic District scores 5.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Louisville
7.0
Regional political climate
2024 county presidential margin
6.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
17.8% poverty · this tract
4.5
Supply constraint
$911 rent vs county FMR
1.9
Rent control risk
Inherited from Louisville
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Louisville
5.5
Housing court bias
Inherited from Louisville
5.0
How New Albany Downtown Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 65
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 74%Socioeconomic
- 79%Household composition
- 86%Racial/ethnic minority
- 18%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 14%Grade B
- 16%Grade C
- 16%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 1,292Total filings over 14 yrs
- 13.38%Avg annual filing rate
- 16.7%Peak (2014)
- 101Filings in 2015 (latest validated)
Filings stayed roughly flat over the past 14 months.
Analysis
What drives eviction risk in New Albany Downtown Historic District
Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is court filing pressure at 9.2/10.
Well under the midpoint, rent-regulation exposure reads 1.5/10. Running cool, supply constraint reads 1.9/10. It sits 1.2 points above the Jefferson County average of 4.0.
Court records carry 1,292 eviction filings across 14 observed years. Average gross rent is $911, 10% below the Louisville average. The worst year on record was 2014, when 16.7% of renter households were served.
This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 13.4% of renter households face a filing.
That is riskier than roughly 65% of the 84,120 US census tracts in this model.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 21111000400
Q1
What is the eviction-risk score for census tract 21111000400?
Census tract 21111000400 in the New Albany Downtown Historic District neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21111000400?
Median gross rent is $911/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21111000400?
17.8% of residents in tract 21111000400 live below the federal poverty line (ACS B17001, 2023). Population: 4,537.
Q4
How socially vulnerable is tract 21111000400?
CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 74th, household 79th, minority 86th, housing 18th.
Q5
Is tract 21111000400 considered part of New Albany Downtown Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21111000400 fall within New Albany Downtown Historic District (neighborhood centroid within 0.9 miles, OSM data).
Q6
How many evictions are filed each year in tract 21111000400?
Princeton Eviction Lab recorded 1,292 eviction filings across 14 validated years in tract 21111000400 (2000-2018). The average annual filing rate is 13.38% of renter households, peaking at 16.7% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 21111000400 compare to Louisville overall?
Tract 21111000400 scores 5.2/10, higher than the parent city of Louisville at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Louisville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 21111000400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Louisville
Top eight tracts in Louisville ranked by composite eviction-risk score.
Tract · KY
Russell
5.4
/ 10 · Moderate
Tract · KY
21111002800
5.4
/ 10 · Moderate
Tract · KY
Whiskey Row
5.4
/ 10 · Moderate
Tract · KY
21111007102
5.4
/ 10 · Moderate
Tract · KY
21111000800
5.4
/ 10 · Moderate
Tract · KY
Russell
5.4
/ 10 · Moderate
Tract · KY
21111011800
5.4
/ 10 · Moderate
Tract · KY
Whiskey Row
5.4
/ 10 · Moderate
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