Wyandotte/Oakdale Eviction Risk: Moderate , Louisville

Running cool, rent-regulation exposure reads 1.5/10. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.4 points above the Jefferson County average of 4.0.

On the softer side, state political climate reads 2.1/10. The filing record is not thin: 1,042 evictions over 14 years of observation. Average gross rent is $1,125, 11% above the Louisville average.

Filings peaked in 2011 at 14.5% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 11.5% of renter households face a filing.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 8.6/10, which tracks how hard a shock lands on the households already here.

Statewide the KY average is 3.9, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.