Louisville Eviction Risk: Moderate

The poverty rate is 42%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, court filing pressure reads 9.2/10.

Annualized rent equals 38% of average household income of $30,473, past the 30% affordability line, which thins the margin any screening standard has to work with. 24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, rent-regulation exposure reads 1.5/10. It sits 1.4 points above the Jefferson County average of 4.0.

about half of renter households cross the 30%-of-income line, above the Jefferson County average of 42.9%. The filing record is not thin: 1,398 evictions over 14 years of observation.

Filings peaked in 2015 at 21.2% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Louisville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 17.7% of renter households face a filing.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.9/10.

Statewide the KY average is 3.9, so this tract runs 1.5 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.