Pinehurst Eviction Risk: Moderate , Towson

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the high side, tenant-organizing strength reads 8.6/10.

Well under the midpoint, economic stress reads 2/10. SNAP participation runs 4.4% against 15.2% nationally.

At $2,050 a month, rents run 16% over what the rest of Towson commands. Housing insecurity runs 6.2% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 4.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 16% of average household income of $149,868, an unusually wide affordability cushion. Of its three components the socioeconomic standing measure is the least pressured. Rent takes 30% or more of income for 49% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.