The Willows of Ruxton Eviction Risk: Moderate , Towson

The severe-burden share is 31%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against Baltimore County at 46.8%, 62% of renters here are cost-burdened.

At $2,386 a month, rents run 35% over what the rest of Towson commands. Sitting well above the midpoint, tenant-organizing strength reads 8.6/10. Running cool, economic stress reads 1.5/10.

The voucher gap is 21.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. SNAP participation runs 3.6% against 15.2% nationally. Inability to pay a utility bill runs 2.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Social vulnerability reads 3.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

It tracks the Baltimore County average of 5.7 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.