Wiltondale Eviction Risk: Moderate , Towson

Running cool, economic stress reads 1/10. Sitting well above the midpoint, tenant-organizing strength reads 8.6/10. SNAP participation runs 3.0% against 15.2% nationally.

Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 65% of the 84,120 US census tracts in this model. Only 4% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 1.1/10, which tracks how hard a shock lands on the households already here.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Baltimore County average of 5.7 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.