Tract 24031701408 ·
Montgomery County, MD · pop 5,401 · neighborhood within 0.4 mi
Tract 24031701408 sits in the Spencerville Knolls area of Cloverly, MD, carrying an eviction-risk score of 4.2/10. It is home to 5,401 residents. Cost burden runs roughly three in four here against 46.7% across Montgomery County.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%Stable renters 2%Owners 94%
Tract context
Occupied units1,889
Renter share5.9%
SVI overall0.31
Poverty rate6.1%
Median income$126,050
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Spencerville Knolls
Moderate
Within parent city
100th percentile
#1 of 2 tracts In Cloverly
Very High
Within county
12th percentile
#204 of 232 tracts In Montgomery County
Very Low
Within state
29th percentile
#1,043 of 1,464 tracts In Maryland
Low
Geographic context
Risk heat across Cloverly and the region
Centroid at 39.1262, -76.9696 · click any tract to drill in
Why Spencerville Knolls scores 4.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Cloverly
7.5
Regional political climate
2024 county presidential margin
8.0
State political climate
Maryland legislature & governorship
5.7
Economic stress
6.1% poverty · this tract
1.5
Supply constraint
$2,585 rent vs county FMR
6.2
Rent control risk
Inherited from Cloverly
3.8
Eviction process difficulty
State law sets the calendar
5.3
Tenant organizing strength
Inherited from Cloverly
3.4
Housing court bias
Inherited from Cloverly
3.3
How Spencerville Knolls compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 31
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
46%Socioeconomic
46%Household composition
71%Racial/ethnic minority
8%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
9.9%Housing insecurity
5.5%Utility-shutoff threat
11.6%Food insecurity
7.3%SNAP enrollment
5.9%Transit barriers
8.2%No health insurance
12.1%Frequent mental distress
23.4%Any disability
Analysis
What drives eviction risk in Spencerville Knolls
The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment. The score leans hardest on court filing pressure at 9.8/10. Well under the midpoint, economic stress reads 1.5/10.
Against the Montgomery County average of 6.0, this tract reads safer for landlords by 1.8 points. Running hot, regional political climate reads 8/10.
Average gross rent is $2,585, 21% above the Cloverly average. SNAP participation runs 7.3% against 15.2% nationally.
That is riskier than roughly 46% of the 84,120 US census tracts in this model. At 6% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.
Social vulnerability reads 3.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MD average is 5.5, so this tract runs 1.3 points cooler. Of its three components the housing type and transport measure is the least pressured.
Annual rent works out to 25% of average household income of $126,050.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 24031701408
Q1
What is the eviction-risk score for census tract 24031701408?
Census tract 24031701408 in the Spencerville Knolls neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24031701408?
Median gross rent is $2,585/month (ACS 5-year 2023, table B25064). 72% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24031701408?
6.1% of residents in tract 24031701408 live below the federal poverty line (ACS B17001, 2023). Population: 5,401.
Q4
How socially vulnerable is tract 24031701408?
CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 46th, household 46th, minority 71th, housing 8th.
Q5
Is tract 24031701408 considered part of Spencerville Knolls?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24031701408 fall within Spencerville Knolls (neighborhood centroid within 0.4 miles, OSM data).
Q6
What share of households in tract 24031701408 struggle to pay rent?
About 9.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24031701408 compare to Cloverly overall?
Tract 24031701408 scores 4.2/10, lower than the parent city of Cloverly at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cloverly; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Cloverly
Top eight tracts in Cloverly ranked by composite eviction-risk score.