1 census tracts · pop 5,401 · pop-weighted Eviction Risk Score 4.2/10
· range 4.2–4.2
Spencerville Knolls is a one-tract neighborhood of Cloverly, MD, population 5,401. Scored across those inputs it reaches 4.2/10, placing it in the Moderate tier. 72% of renters here are cost-burdened at the 30% threshold, dramatically above the Cloverly rate of 36.7%.
The severe-burden share is 35%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. The main counterweight is economic stress, at 1.5/10.
At $2,585 a month, rents sit 21% over what the rest of Cloverly commands. The voucher gap is 11.7%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Only 6% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.
Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 25% of average household income of $126,050.
Because the boundary contains one tract, 4.2/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
4.2
Moderate
1 tracts · population-weighted
Spencerville Knolls vs CloverlyHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority71%ile
Hispanic + non-white share of population
Housing & transport8%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Spencerville Knolls
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
9.9%Housing insecurity
5.5%Utility shutoff threat
11.6%Food insecurity
7.3%SNAP enrollment
8.2%No health insurance
23.4%Any disability
Frequently asked
About Spencerville Knolls
Q1
What is the eviction-risk score for Spencerville Knolls?
Spencerville Knolls scores 4.2/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Spencerville Knolls compare to Cloverly overall?
Spencerville Knolls scores 0.4 points lower than Cloverly overall (4.6/10). Renters spend 72% of income on rent vs 37% citywide. Average rent: $2,585 vs $2,129.
Q3
What is the average rent in Spencerville Knolls?
Average gross rent in Spencerville Knolls is $2,585/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 72% of renter households are cost-burdened.
Q4
What percentage of Spencerville Knolls residents are renters?
6% of Spencerville Knolls households are renter-occupied (vs 15% in Cloverly). The neighborhood has 5,401 residents.
Q5
Is Spencerville Knolls a high social-vulnerability area?
Spencerville Knolls sits in the 31st percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
How safe is Spencerville Knolls for landlords?
Spencerville Knolls carries a moderate-tier eviction-risk profile for landlords (4.2/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Cloverly as a whole (4.6/10), this neighborhood is lower-risk.
Q7
What is the demographic breakdown of Spencerville Knolls?
Spencerville Knolls has 5,840 residents. Top groups: White (non-Hispanic) (41.1%), Hispanic / Latino (22.7%), Black (non-Hispanic) (21.9%). Source: ACS 5-year 2023, table B03002.
