Census Tract · Ranked #9,927 of 84,120 nationally

Haverhill Eviction Risk: Elevated

Tract 25009260100 · Essex County, MA · pop 5,495

Census tract 25009260100 covers part of Haverhill, MA, and scores 7.6/10 on landlord eviction risk. It is home to 5,495 residents. around two-thirds of renter households cross the 30%-of-income line, well above the Essex County average of 50.7%.

Risk score

7.6

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 60% Stable renters 29% Owners 11%

Tract context

Occupied units2,486

Renter share89.7%

SVI overall0.98

Poverty rate34.2%

Median income$44,372

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Haverhill and the region

Centroid at 42.7781, -71.0822 · click any tract to drill in

Why Haverhill scores 7.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Haverhill

6.8

Regional political climate

2024 county presidential margin

6.5

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

34.2% poverty · this tract

8.6

Supply constraint

$1,628 rent vs county FMR

3.3

Rent control risk

Inherited from Haverhill

7.9

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Haverhill

7.9

Housing court bias

Inherited from Haverhill

6.6

How Haverhill compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

93%Socioeconomic
99%Household composition
74%Racial/ethnic minority
92%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
15%Grade C
10%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

27.3%Housing insecurity
20.4%Utility-shutoff threat
37.5%Food insecurity
46.4%SNAP enrollment
19.7%Transit barriers
14.2%No health insurance
21.7%Frequent mental distress
41.8%Any disability

Analysis

What drives eviction risk in Haverhill

SNAP participation runs 46.4% against 15.2% nationally. Set annual rent against average income of $44,372 and the ratio lands at 44%, above the conventional 30% ceiling. This is renter territory: 90% of occupied units are tenant-occupied.

27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 37.5% against 17.8% nationally. The score leans hardest on economic stress at 8.6/10.

The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Essex County average of 6.0, this tract reads riskier for landlords by 1.6 points.

Sitting well above the midpoint, rent-regulation exposure reads 7.9/10. On the high side, tenant-organizing strength reads 7.9/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Haverhill. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 25009260100

What is the eviction-risk score for census tract 25009260100?

Census tract 25009260100 in Haverhill scores 7.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25009260100?

Median gross rent is $1,628/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.

What is the poverty rate in tract 25009260100?

34.2% of residents in tract 25009260100 live below the federal poverty line (ACS B17001, 2023). Population: 5,495.

How socially vulnerable is tract 25009260100?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 93th, household 99th, minority 74th, housing 92th.

What share of households in tract 25009260100 struggle to pay rent?

About 27.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25009260100 compare to Haverhill overall?

Tract 25009260100 scores 7.6/10, higher than the parent city of Haverhill at 6.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Haverhill eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25009260100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 10% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Haverhill

Top eight tracts in Haverhill ranked by composite eviction-risk score.