Census Tract · Ranked #56,660 of 84,120 nationally

Haverhill Eviction Risk: Lower

Tract 25009260401 · Essex County, MA · pop 4,088

Eviction risk in Haverhill eviction risk centers on tract 25009260401, which scores 6.6/10 (Elevated tier) and is home to 4,088 residents. That is riskier than about 89% of US census tracts.

Rent eats 30% or more of income for 46% of renter households, a severe level, and 29% are severely burdened at 50% or more. Average rent runs $1,644 a month against an average household income of $114,327 a year, roughly 17% of income at the averages. About 20% of occupied units are renter-occupied.

Risk score

3.1

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 11% Owners 80%

Tract context

Occupied units1,697

Renter share20.2%

SVI overall0.33

Poverty rate10.6%

Median income$114,327

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Haverhill and the region

Centroid at 42.8035, -71.1138 · click any tract to drill in

Why Haverhill scores 3.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Haverhill

6.8

Regional political climate

2024 county presidential margin

6.5

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

10.6% poverty · this tract

2.7

Supply constraint

$1,644 rent vs county FMR

3.4

Rent control risk

Inherited from Haverhill

7.9

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Haverhill

7.9

Housing court bias

Inherited from Haverhill

6.6

How Haverhill compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 33

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

32%Socioeconomic
53%Household composition
34%Racial/ethnic minority
31%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
2%Grade B
7%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.9%Housing insecurity
6.6%Utility-shutoff threat
11.3%Food insecurity
12.7%SNAP enrollment
6.8%Transit barriers
4.7%No health insurance
15.6%Frequent mental distress
28.1%Any disability

Analysis

What drives eviction risk in Haverhill

What moves this score most is rent-control risk at 7.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Haverhill eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Essex County average of 6.5 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 33rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 9.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.6% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25009260401

What is the eviction-risk score for census tract 25009260401?

Census tract 25009260401 in Haverhill scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25009260401?

Median gross rent is $1,644/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 25009260401?

10.6% of residents in tract 25009260401 live below the federal poverty line (ACS B17001, 2023). Population: 4,088.

How socially vulnerable is tract 25009260401?

CDC Social Vulnerability Index ranks this tract in the 33th percentile nationally. Sub-themes: socioeconomic 32th, household 53th, minority 34th, housing 31th.

What share of households in tract 25009260401 struggle to pay rent?

About 9.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25009260401 compare to Haverhill overall?

Tract 25009260401 scores 3.1/10, lower than the parent city of Haverhill at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Haverhill eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25009260401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Haverhill

Top eight tracts in Haverhill ranked by composite eviction-risk score.