Census Tract · Ranked #58,384 of 84,120 nationally

Haverhill Eviction Risk: Lower

Tract 25009261000 · Essex County, MA · pop 4,171

For landlords sizing up Haverhill, census tract 25009261000 carries an elevated eviction-risk score of 6.5/10. That is riskier than roughly 87% of the 84,120 US census tracts we score.

About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 14% are severely burdened at 50% or more. Average gross rent is $1,440 monthly, set against $94,722 in average yearly household income, roughly 18% of income at the averages. Renters make up 36% of occupied homes.

Risk score

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 20% Stable renters 16% Owners 64%

Tract context

Occupied units1,608

Renter share36.3%

SVI overall0.29

Poverty rate4.8%

Median income$94,722

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Haverhill and the region

Centroid at 42.7666, -71.0835 · click any tract to drill in

Why Haverhill scores 3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Haverhill

6.8

Regional political climate

2024 county presidential margin

6.5

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

4.8% poverty · this tract

1.2

Supply constraint

$1,440 rent vs county FMR

2.3

Rent control risk

Inherited from Haverhill

7.9

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Haverhill

7.9

Housing court bias

Inherited from Haverhill

6.6

How Haverhill compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

32%Socioeconomic
25%Household composition
53%Racial/ethnic minority
32%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
47%Grade C
2%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

14.1%Housing insecurity
9.3%Utility-shutoff threat
16.3%Food insecurity
19.0%SNAP enrollment
9.3%Transit barriers
6.5%No health insurance
18.3%Frequent mental distress
29.5%Any disability

Analysis

What drives eviction risk in Haverhill

The heaviest input here is rent-control risk at 7.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Haverhill eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Essex County average of 6.5 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 2% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 14.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25009261000

What is the eviction-risk score for census tract 25009261000?

Census tract 25009261000 in Haverhill scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25009261000?

Median gross rent is $1,440/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 25009261000?

4.8% of residents in tract 25009261000 live below the federal poverty line (ACS B17001, 2023). Population: 4,171.

How socially vulnerable is tract 25009261000?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 32th, household 25th, minority 53th, housing 32th.

What share of households in tract 25009261000 struggle to pay rent?

About 14.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25009261000 compare to Haverhill overall?

Tract 25009261000 scores 3/10, lower than the parent city of Haverhill at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Haverhill eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25009261000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 2% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Haverhill

Top eight tracts in Haverhill ranked by composite eviction-risk score.