Carriage Town Eviction Risk: Moderate , Flint

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 57% of renter households cross the 30%-of-income line, markedly above the Genesee County average of 45.3%.

Running cool, rent-regulation exposure reads 1.5/10. The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 1.1 points above the Genesee County average of 4.3. Inability to pay a utility bill runs 17.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Housing insecurity runs 22.4% against 14.2% nationally. Sitting well above the midpoint, economic stress reads 7/10. At $995 a month, rents run 9% over what the rest of Flint commands.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Flint. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

Social vulnerability reads 8.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MI average is 4.2, so this tract runs 1.2 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.