Neighborhood · Ranked #39,308 of 84,120 nationally
Lower Rail District Eviction Risk: Moderate , Royal Oak
Tract 26125183000 ·
Oakland County, MI · pop 3,711 · neighborhood within 1.1 mi
26125183000 is a census tract in the Lower Rail District area of Royal Oak, MI. It scores 4.6/10 for landlords. It is home to 3,711 residents. The score leans hardest on court filing pressure at 9.5/10.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16%Stable renters 36%Owners 48%
Tract context
Occupied units2,045
Renter share51.4%
SVI overall0.34
Poverty rate7.6%
Median income$76,292
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Lower Rail District
Moderate
Within parent city
94th percentile
#2 of 18 tracts In Royal Oak
Very High
Within county
73th percentile
#94 of 350 tracts In Oakland County
Elevated
Within state
67th percentile
#976 of 2,972 tracts In Michigan
Elevated
Geographic context
Risk heat across Royal Oak and the region
Centroid at 42.5333, -83.1746 · click any tract to drill in
Why Lower Rail District scores 4.6
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Royal Oak
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
7.6% poverty · this tract
1.9
Supply constraint
$1,205 rent vs county FMR
3.7
Rent control risk
Inherited from Royal Oak
3.5
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Royal Oak
7.1
Housing court bias
Inherited from Royal Oak
3.5
How Lower Rail District compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 34
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
29%Socioeconomic
12%Household composition
38%Racial/ethnic minority
71%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
2%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
8.9%Housing insecurity
6.0%Utility-shutoff threat
11.0%Food insecurity
8.7%SNAP enrollment
6.2%Transit barriers
5.9%No health insurance
16.4%Frequent mental distress
22.9%Any disability
Analysis
What drives eviction risk in Lower Rail District
Cost burden runs around a third here against 39.8% across Oakland County. On the softer side, economic stress reads 1.9/10. On the high side, local political climate reads 7.2/10.
9% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. At $1,205 a month, rents run 13% under what the rest of Royal Oak commands. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty. Social vulnerability reads 4.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.
It tracks the Oakland County average of 4.0 closely. Annual rent works out to 19% of average household income of $76,292. 51% of occupied units are renter-occupied.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 26125183000
Q1
What is the eviction-risk score for census tract 26125183000?
Census tract 26125183000 in the Lower Rail District neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125183000?
Median gross rent is $1,205/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125183000?
7.6% of residents in tract 26125183000 live below the federal poverty line (ACS B17001, 2023). Population: 3,711.
Q4
How socially vulnerable is tract 26125183000?
CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 29th, household 12th, minority 38th, housing 71th.
Q5
Is tract 26125183000 considered part of Lower Rail District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125183000 fall within Lower Rail District (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 26125183000 struggle to pay rent?
About 8.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125183000 compare to Royal Oak overall?
Tract 26125183000 scores 4.6/10, higher than the parent city of Royal Oak at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Royal Oak eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26125183000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Royal Oak
Top eight tracts in Royal Oak ranked by composite eviction-risk score.