Neighborhood · Ranked #66,742 of 84,120 nationally

Lower Rail District Eviction Risk: Lower , Royal Oak

Tract 26125183000 · Oakland County, MI · pop 3,711 · neighborhood within 1.1 mi

In the Lower Rail District area of Royal Oak, census tract 26125183000 scores 5.4/10 for eviction risk. That is riskier than about 53% of US census tracts.

About 30% of renters carry a rent burden of 30% of income or higher, a high level, and 9% are severely burdened at 50% or more. Average rent runs $1,205 a month against an average household income of $76,292 a year, roughly 19% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.

Risk score

2.5

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 36% Owners 48%

Tract context

Occupied units2,045

Renter share51.4%

SVI overall0.34

Poverty rate7.6%

Median income$76,292

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Royal Oak and the region

Centroid at 42.5333, -83.1746 · click any tract to drill in

Why Lower Rail District scores 2.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Royal Oak

7.2

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

7.6% poverty · this tract

1.9

Supply constraint

$1,205 rent vs county FMR

3.7

Rent control risk

Inherited from Royal Oak

3.5

Eviction process difficulty

State law sets the calendar

3.4

Tenant organizing strength

Inherited from Royal Oak

7.1

Housing court bias

Inherited from Royal Oak

3.5

How Lower Rail District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 34

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

29%Socioeconomic
12%Household composition
38%Racial/ethnic minority
71%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
2%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.9%Housing insecurity
6.0%Utility-shutoff threat
11.0%Food insecurity
8.7%SNAP enrollment
6.2%Transit barriers
5.9%No health insurance
16.4%Frequent mental distress
22.9%Any disability

Analysis

What drives eviction risk in Lower Rail District

What moves this score most is tenant organizing strength at 7.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Royal Oak eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 8.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.0% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26125183000

What is the eviction-risk score for census tract 26125183000?

Census tract 26125183000 in the Lower Rail District neighborhood scores 2.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125183000?

Median gross rent is $1,205/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.

What is the poverty rate in tract 26125183000?

7.6% of residents in tract 26125183000 live below the federal poverty line (ACS B17001, 2023). Population: 3,711.

How socially vulnerable is tract 26125183000?

CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 29th, household 12th, minority 38th, housing 71th.

Is tract 26125183000 considered part of Lower Rail District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125183000 fall within Lower Rail District (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 26125183000 struggle to pay rent?

About 8.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125183000 compare to Royal Oak overall?

Tract 26125183000 scores 2.5/10, lower than the parent city of Royal Oak at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Royal Oak eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125183000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Royal Oak

Top eight tracts in Royal Oak ranked by composite eviction-risk score.