Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #67,219 of 84,120 nationally
Whispering Winds Eviction Risk: Lower , Troy
Tract 26125196000 · Oakland County, MI · pop 6,543 · neighborhood within 1.1 mi
Census tract 26125196000 covers part of the Whispering Winds area of Troy, MI, and scores 3/10 on landlord eviction risk. Population here is 6,543. What pushes it up most is supply constraint at 10/10.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 3%
Stable renters 8%
Owners 89%
Tract context
Occupied units2,151
Renter share10.7%
SVI overall0.09
Poverty rate3.2%
Median income$158,092
Percentile rank
Higher percentile = riskier than more peers.Within parent city
24
th percentile
Low
Within county
26
th percentile
Low
Within state
26
th percentile
Low
Geographic context
Risk heat across Troy and the region
Centroid at 42.6119, -83.1031 · click any tract to drill in
Why Whispering Winds scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Troy
5.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
3.2% poverty · this tract
1.0
Supply constraint
$3,000 rent vs county FMR
10.0
Rent control risk
Inherited from Troy
4.4
Eviction process difficulty
State law sets the calendar
3.3
Tenant organizing strength
Inherited from Troy
5.8
Housing court bias
Inherited from Troy
3.8
How Whispering Winds compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 9
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 8%Socioeconomic
- 22%Household composition
- 41%Racial/ethnic minority
- 15%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.3%Housing insecurity
- 4.2%Utility-shutoff threat
- 8.0%Food insecurity
- 5.2%SNAP enrollment
- 4.4%Transit barriers
- 4.0%No health insurance
- 12.9%Frequent mental distress
- 19.7%Any disability
Analysis
What drives eviction risk in Whispering Winds
Average gross rent is $3,000, 87% above the Troy average. 24% of renter households cross the 30%-of-income line, markedly below the Oakland County average of 39.8%.
The voucher gap is 117.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Sitting well above the midpoint, court filing pressure reads 9.5/10. On the softer side, economic stress reads 1/10.
Food insecurity runs 8.0% against 17.8% nationally. Against the Oakland County average of 4.0, this tract reads safer for landlords by 1.0 points. Adults with no health insurance runs 4.0% against 11.3% nationally.
On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 1.8/10.
Statewide the MI average is 4.2, so this tract runs 1.2 points cooler.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 26125196000
Q1
What is the eviction-risk score for census tract 26125196000?
Census tract 26125196000 in the Whispering Winds neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125196000?
Median gross rent is $3,000/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125196000?
3.2% of residents in tract 26125196000 live below the federal poverty line (ACS B17001, 2023). Population: 6,543.
Q4
How socially vulnerable is tract 26125196000?
CDC Social Vulnerability Index ranks this tract in the 9th percentile nationally. Sub-themes: socioeconomic 8th, household 22th, minority 41th, housing 15th.
Q5
Is tract 26125196000 considered part of Whispering Winds?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125196000 fall within Whispering Winds (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 26125196000 struggle to pay rent?
About 6.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125196000 compare to Troy overall?
Tract 26125196000 scores 3/10, lower than the parent city of Troy at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Troy
Top eight tracts in Troy ranked by composite eviction-risk score.
Tract · MI
26125198100
5.4
/ 10 · Moderate
Tract · MI
26125197400
5.2
/ 10 · Moderate
Tract · MI
26125197600
4.5
/ 10 · Moderate
Tract · MI
26125197300
4.3
/ 10 · Moderate
Tract · MI
26125197500
4.2
/ 10 · Moderate
Tract · MI
Pembroke
4.2
/ 10 · Moderate
Tract · MI
Pembroke
4
/ 10 · Moderate
Tract · MI
Grandview
3.9
/ 10 · Low
Related