Brightmoor Eviction Risk: Moderate , Detroit

The score leans hardest on court filing pressure at 9.7/10. Inability to pay a utility bill runs 25.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Set annual rent against average income of $38,672 and the ratio lands at 33%, above the conventional 30% ceiling. On the softer side, rent-regulation exposure reads 2/10. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.1 points. Running hot, local political climate reads 7.5/10.

43% of renter households cross the 30%-of-income line, lower than the Wayne County average of 46.6%. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 74% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 8.2/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.5 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.