Neighborhood · Ranked #24,926 of 84,120 nationally
Northome Eviction Risk: Moderate , St. Paul
Tract 27123030201 ·
Ramsey County, MN · pop 5,550 · neighborhood within 0.5 mi
Tract 27123030201 covers Northome in St. Paul in Minnesota. Home to 5,550 residents, it scores 6.1/10 on landlord eviction risk. On the national scale it ranks #18,917 of 84,120 for landlord eviction difficulty.
33% of renter households here spend at least 30% of income on rent, a high level, and 6% are severely burdened at 50% or more. Average gross rent is $1,074 monthly, set against $89,375 in average yearly household income, roughly 14% of income at the averages. Renters make up 32% of occupied homes.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%Stable renters 21%Owners 68%
Tract context
Occupied units2,432
Renter share32.1%
SVI overall0.37
Poverty rate15.9%
Median income$89,375
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#2 of 3 tracts In Northome
Moderate
Within parent city
48th percentile
#45 of 85 tracts In St. Paul
Moderate
Within county
69th percentile
#45 of 143 tracts In Ramsey County
Elevated
Within state
81th percentile
#292 of 1,502 tracts In Minnesota
High
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.9838, -93.1593 · click any tract to drill in
Why Northome scores 5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
15.9% poverty · this tract
4.0
Supply constraint
$1,074 rent vs county FMR
1.4
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How Northome compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 37
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
28%Socioeconomic
35%Household composition
34%Racial/ethnic minority
59%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
10%Grade A
68%Grade B
0%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
53Total filings over 7 yrs
0.91%Avg annual filing rate
1.4%Peak (2011)
8Filings in 2015 (latest validated)
Filings by year2009 to 2015
Filings climbed 60% over the past 7 months.
Pandemic-era tracking (2020–2021)
15Total filings 2020-21
0.2Avg monthly (observed)
0.4Pre-pandemic baseline
0.56×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
7.7%Housing insecurity
4.9%Utility-shutoff threat
9.6%Food insecurity
6.5%SNAP enrollment
6.3%Transit barriers
5.7%No health insurance
14.5%Frequent mental distress
26.4%Any disability
Analysis
What drives eviction risk in Northome
The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 7.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.9% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 37th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123030201
Q1
What is the eviction-risk score for census tract 27123030201?
Census tract 27123030201 in the Northome neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123030201?
Median gross rent is $1,074/month (ACS 5-year 2023, table B25064). 33% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123030201?
15.9% of residents in tract 27123030201 live below the federal poverty line (ACS B17001, 2023). Population: 5,550.
Q4
How socially vulnerable is tract 27123030201?
CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 28th, household 35th, minority 34th, housing 59th.
Q5
Is tract 27123030201 considered part of Northome?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123030201 fall within Northome (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 27123030201?
Princeton Eviction Lab recorded 53 eviction filings across 7 validated years in tract 27123030201 (2000-2018). The average annual filing rate is 0.91% of renter households, peaking at 1.4% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 27123030201 drop during COVID?
Pandemic-era filings ran 0.56× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q8
What share of households in tract 27123030201 struggle to pay rent?
About 7.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 27123030201 compare to St. Paul overall?
Tract 27123030201 scores 5/10, lower than the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 27123030201 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.