Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #42,763 of 84,120 nationally
Northome Eviction Risk: Lower , St. Paul
Tract 27123030300 · Ramsey County, MN · pop 6,675 · neighborhood within 1.4 mi
With a score of 6.1/10, tract 27123030300 in Northome in St. Paul ranks in the Elevated tier for landlord eviction risk. The tract is home to 6,675 residents. It lands near the 78th percentile nationally for landlord eviction risk.
About 47% of renters carry a rent burden of 30% of income or higher, a severe level, and 24% are severely burdened at 50% or more. Average rent runs $1,052 a month against an average household income of $99,315 a year, roughly 13% of income at the averages. About 9% of occupied units are renter-occupied.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 5%
Owners 91%
Tract context
Occupied units2,573
Renter share9.2%
SVI overall0.10
Poverty rate3.7%
Median income$99,315
Percentile rank
Higher percentile = riskier than more peers.Within parent city
8
th percentile
Very Low
Within county
37
th percentile
Low
Within state
60
th percentile
Elevated
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.9828, -93.1355 · click any tract to drill in
Why Northome scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
3.7% poverty · this tract
1.0
Supply constraint
$1,052 rent vs county FMR
1.2
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How Northome compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 10
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 8%Socioeconomic
- 24%Household composition
- 30%Racial/ethnic minority
- 19%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 13%Grade A
- 6%Grade B
- 12%Grade C
- 4%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 61Total filings over 7 yrs
- 2.41%Avg annual filing rate
- 3.2%Peak (2010)
- 9Filings in 2015 (latest validated)
Filings climbed 29% over the past 7 months.
Pandemic-era tracking (2020–2021)
- 29Total filings 2020-21
- 0.4Avg monthly (observed)
- 0.6Pre-pandemic baseline
- 0.66×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Northome. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.3%Housing insecurity
- 4.4%Utility-shutoff threat
- 8.5%Food insecurity
- 5.2%SNAP enrollment
- 5.6%Transit barriers
- 5.0%No health insurance
- 14.4%Frequent mental distress
- 23.5%Any disability
Analysis
What drives eviction risk in Northome
The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
Part of this tract, about 4% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was A ("Best"). That lending history still correlates with present-day rent burden.
During 2020 and 2021, eviction filings here ran at about 0.66x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123030300
Q1
What is the eviction-risk score for census tract 27123030300?
Census tract 27123030300 in the Northome neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123030300?
Median gross rent is $1,052/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123030300?
3.7% of residents in tract 27123030300 live below the federal poverty line (ACS B17001, 2023). Population: 6,675.
Q4
How socially vulnerable is tract 27123030300?
CDC Social Vulnerability Index ranks this tract in the 10th percentile nationally. Sub-themes: socioeconomic 8th, household 24th, minority 30th, housing 19th.
Q5
Is tract 27123030300 considered part of Northome?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123030300 fall within Northome (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 27123030300?
Princeton Eviction Lab recorded 61 eviction filings across 7 validated years in tract 27123030300 (2000-2018). The average annual filing rate is 2.41% of renter households, peaking at 3.2% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 27123030300 drop during COVID?
Pandemic-era filings ran 0.66× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q8
What share of households in tract 27123030300 struggle to pay rent?
About 7.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 27123030300 compare to St. Paul overall?
Tract 27123030300 scores 3.9/10, lower than the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 27123030300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.
Tract · MN
Payne - Phalen
7
/ 10 · Elevated
Tract · MN
Rondo
7
/ 10 · Elevated
Tract · MN
North End
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.7
/ 10 · Elevated
Tract · MN
Snelling - Hamline
6.6
/ 10 · Elevated
Tract · MN
Eastview
6.6
/ 10 · Elevated
Tract · MN
Highwood Hills
6.6
/ 10 · Elevated
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