Census Tract · Ranked #49,882 of 84,120 nationally
Spanish Lake Eviction Risk: Lower
Tract 29189210703 ·
St. Louis County, MO · pop 3,684
How risky is Spanish Lake in St. Louis County for landlords? Census tract 29189210703 scores 6.2/10, the Elevated tier. It lands near the 80th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 43% of renter households, a severe level, and 16% are severely burdened at 50% or more. Average rent runs $940 a month against an average household income of $63,365 a year, roughly 18% of income at the averages. About 45% of occupied units are renter-occupied.
Risk score
3.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%Stable renters 25%Owners 56%
Tract context
Occupied units1,399
Renter share44.7%
SVI overall0.76
Poverty rate6.6%
Median income$63,365
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
25th percentile
#4 of 5 tracts In Spanish Lake
Low
Within county
70th percentile
#71 of 236 tracts In St. Louis County
Elevated
Within state
44th percentile
#929 of 1,654 tracts In Missouri
Moderate
National
41th percentile
#49,882 of 84,120 tracts In U.S.
Moderate
Geographic context
Risk heat across Spanish Lake and the region
Centroid at 38.8022, -90.2186 · click any tract to drill in
Why Spanish Lake scores 3.5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Spanish Lake
8.5
Regional political climate
2024 county presidential margin
6.2
State political climate
Missouri legislature & governorship
2.1
Economic stress
6.6% poverty · this tract
1.7
Supply constraint
$940 rent vs county FMR
2.7
Rent control risk
Inherited from Spanish Lake
8.5
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Spanish Lake
9.2
Housing court bias
Inherited from Spanish Lake
7.9
How Spanish Lake compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
83%Socioeconomic
73%Household composition
85%Racial/ethnic minority
40%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
933Total filings over 8 yrs
13.74%Avg annual filing rate
20.7%Peak (2010)
127Filings in 2017 (latest validated)
Filings by year2003 to 2017
Filings climbed 55% over the past 8 months.
Pandemic-era tracking (2020–2021)
864Total filings 2020-21
11.2Avg monthly (observed)
9.9Pre-pandemic baseline
1.13×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran near baseline. Eviction Lab tracked Southwest Oregon, OR as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
24.1%Housing insecurity
18.9%Utility-shutoff threat
26.8%Food insecurity
24.3%SNAP enrollment
14.8%Transit barriers
9.9%No health insurance
19.1%Frequent mental distress
42.2%Any disability
Analysis
What drives eviction risk in Spanish Lake
The heaviest input here is tenant organizing strength at 9.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spanish Lake eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Louis County average of 5.6 and above the Missouri statewide average of 4.8. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 933 eviction filings here over 8 tracked years, with about 13.7% of renter households facing a filing in a typical year. Filings peaked at 20.7% of renter households in 2010.
The tract is predominantly Black and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 29189210703
Q1
What is the eviction-risk score for census tract 29189210703?
Census tract 29189210703 in Spanish Lake scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 29189210703?
Median gross rent is $940/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 29189210703?
6.6% of residents in tract 29189210703 live below the federal poverty line (ACS B17001, 2023). Population: 3,684.
Q4
How socially vulnerable is tract 29189210703?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 83th, household 73th, minority 85th, housing 40th.
Q5
How many evictions are filed each year in tract 29189210703?
Princeton Eviction Lab recorded 933 eviction filings across 8 validated years in tract 29189210703 (2000-2018). The average annual filing rate is 13.74% of renter households, peaking at 20.7% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 29189210703 drop during COVID?
Pandemic-era filings ran 1.13× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Southwest Oregon eviction laws, OR), 2020-2021.
Q7
What share of households in tract 29189210703 struggle to pay rent?
About 24.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 29189210703 compare to Spanish Lake overall?
Tract 29189210703 scores 3.5/10, higher than the parent city of Spanish Lake at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Spanish Lake eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Spanish Lake
Top eight tracts in Spanish Lake ranked by composite eviction-risk score.