Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #39,308 of 84,120 nationally
Arbor Terrace Eviction Risk: Moderate , Bel-Nor
Tract 29189213702 · St. Louis County, MO · pop 3,736 · neighborhood within 1.4 mi
Tract 29189213702 sits in the Arbor Terrace area of Bel-Nor, MO, carrying an eviction-risk score of 4.6/10. It is home to 3,736 residents. Severe burden reaches 48%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 15%
Owners 67%
Tract context
Occupied units1,787
Renter share33.7%
SVI overall0.70
Poverty rate27.4%
Median income$48,567
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
69
th percentile
Elevated
Within state
78
th percentile
High
Geographic context
Risk heat across Bel-Nor and the region
Centroid at 38.6971, -90.3086 · click any tract to drill in
Why Arbor Terrace scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Bel-Nor
8.5
Regional political climate
2024 county presidential margin
6.2
State political climate
Missouri legislature & governorship
2.1
Economic stress
27.4% poverty · this tract
6.8
Supply constraint
$874 rent vs county FMR
2.2
Rent control risk
Inherited from Bel-Nor
3.5
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Bel-Nor
3.1
Housing court bias
Inherited from Bel-Nor
3.9
How Arbor Terrace compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 70
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 75%Socioeconomic
- 34%Household composition
- 77%Racial/ethnic minority
- 64%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 21%Grade A
- 6%Grade B
- 7%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 263Total filings 2020-21
- 3.4Avg monthly (observed)
- 3.9Pre-pandemic baseline
- 0.88×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Southwest Oregon, OR as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Arbor Terrace. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.5%Housing insecurity
- 14.7%Utility-shutoff threat
- 21.4%Food insecurity
- 18.7%SNAP enrollment
- 12.9%Transit barriers
- 8.4%No health insurance
- 18.8%Frequent mental distress
- 38.2%Any disability
Analysis
What drives eviction risk in Arbor Terrace
54% of renter households cross the 30%-of-income line, markedly above the St. Louis County average of 42.0%. The score leans hardest on court filing pressure at 8.5/10.
Sitting well above the midpoint, local political climate reads 8.5/10. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, state political climate reads 2.1/10.
At $874 a month, rents run 14% under what the rest of Bel-Nor commands. Inability to pay a utility bill runs 14.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
This ground was mapped A ("Best") on the 1930s HOLC security maps for St. Louis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty.
CDC social-vulnerability scoring puts the tract at 7.3/10. Of its three components the socioeconomic standing measure is the most pressured.
It tracks the St. Louis County average of 4.0 closely. Annual rent works out to 22% of average household income of $48,567.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 29189213702
Q1
What is the eviction-risk score for census tract 29189213702?
Census tract 29189213702 in the Arbor Terrace neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 29189213702?
Median gross rent is $874/month (ACS 5-year 2023, table B25064). 54% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 29189213702?
27.4% of residents in tract 29189213702 live below the federal poverty line (ACS B17001, 2023). Population: 3,736.
Q4
How socially vulnerable is tract 29189213702?
CDC Social Vulnerability Index ranks this tract in the 70th percentile nationally. Sub-themes: socioeconomic 75th, household 34th, minority 77th, housing 64th.
Q5
Is tract 29189213702 considered part of Arbor Terrace?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 29189213702 fall within Arbor Terrace (neighborhood centroid within 1.4 miles, OSM data).
Q6
Did eviction filings in tract 29189213702 drop during COVID?
Pandemic-era filings ran 0.88× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Southwest Oregon eviction laws, OR), 2020-2021.
Q7
What share of households in tract 29189213702 struggle to pay rent?
About 18.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 29189213702 compare to Bel-Nor overall?
Tract 29189213702 scores 4.6/10, higher than the parent city of Bel-Nor at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Bel-Nor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 29189213702 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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