University Heights Eviction Risk: High , Newark

Running hot, rent-regulation exposure reads 9/10. Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Against the Essex County average of 7.3, this tract reads riskier for landlords by 2.1 points. Annualized rent equals 36% of average household income of $57,578, past the 30% affordability line, which thins the margin any screening standard has to work with.

Food insecurity runs 33.1% against 17.8% nationally. Sitting well above the midpoint, local political climate reads 8.5/10. At $1,736 a month, rents run 25% over what the rest of Newark commands.

Housing insecurity runs 27.8% against 14.2% nationally. 45% of renter households cross the 30%-of-income line, below the Essex County average of 50.3%. The filing record is not thin: 752 evictions over 6 years of observation.

Filings peaked in 2013 at 17.6% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 13.6% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.