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Neighborhood · Ranked #41,065 of 84,120 nationally

The Shades Eviction Risk: Moderate , Union City

Tract 34017018402 · Hudson County, NJ · pop 3,242 · neighborhood within 0.3 mi

Here is how census tract 34017018402, in the The Shades area of Union City eviction risk, looks to a landlord: a 6.5/10 eviction-risk score (Elevated tier) across a population of 3,242. That is riskier than about 87% of US census tracts.

About 23% of renters carry a rent burden of 30% of income or higher, a moderate level, and 4% are severely burdened at 50% or more. Average rent runs $3,501 a month against an average household income of $250,001 a year, roughly 17% of income at the averages. About 76% of occupied units are renter-occupied, a renter-majority tract.

Risk score
4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 59% Owners 24%
Tract context
Occupied units1,566
Renter share75.7%
SVI overall0.13
Poverty rate1.7%
Median income$250,001

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#16 of 16 tracts In The Shades
Very Low
Within parent city
20 th percentile
Rank, 20th percentileLowHigh
#13 of 16 tracts In Union City
Low
Within county
3 th percentile
Rank, 3rd percentileLowHigh
#177 of 183 tracts In Hudson County
Very Low
Within state
56 th percentile
Rank, 56th percentileLowHigh
#949 of 2,175 tracts In New Jersey
Elevated
Geographic context

Risk heat across Union City and the region

Centroid at 40.7548, -74.0319 · click any tract to drill in

Why The Shades scores 4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Union City
7.5
Regional political climate
2024 county presidential margin
7.3
State political climate
New Jersey legislature & governorship
6.8
Economic stress
1.7% poverty · this tract
1.0
Supply constraint
$3,501 rent vs county FMR
10.0
Rent control risk
Inherited from Union City
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Union City
7.0
Housing court bias
Inherited from Union City
7.5

How The Shades compares

Risk score vs. parent city, county, state.
The Shades risk score vs. parent city / county / stateThis tract: 4.04.0This tracttract 018402Union City: 7.67.6Union Cityparent cityCounty: 6.76.7Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 13

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within The Shades. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in The Shades

The score leans hardest on supply constraint at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Union City eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hudson County average of 7.0 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 6.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.6% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 4% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34017018402

Q1

What is the eviction-risk score for census tract 34017018402?

Census tract 34017018402 in the The Shades neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34017018402?

Median gross rent is $3,501/month (ACS 5-year 2023, table B25064). 23% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34017018402?

1.7% of residents in tract 34017018402 live below the federal poverty line (ACS B17001, 2023). Population: 3,242.
Q4

How socially vulnerable is tract 34017018402?

CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 3th, household 2th, minority 45th, housing 81th.
Q5

Is tract 34017018402 considered part of The Shades?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34017018402 fall within The Shades (neighborhood centroid within 0.3 miles, OSM data).
Q6

What share of households in tract 34017018402 struggle to pay rent?

About 6.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34017018402 compare to Union City overall?

Tract 34017018402 scores 4/10, lower than the parent city of Union City at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Union City eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34017018402 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Union City

Top eight tracts in Union City ranked by composite eviction-risk score.

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