White Oak Bottom Eviction Risk: Lower , Toms River

At $2,685 a month, rents run 55% over what the rest of Toms River commands. The clearest offset is economic stress at 1/10. The voucher gap is 31.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Running hot, court filing pressure reads 8.7/10. Annualized rent equals 33% of average household income of $97,945, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the high side, supply constraint reads 8.2/10. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. It sits 1.2 points below the Ocean County average of 5.0.

SNAP participation runs 5.5% against 15.2% nationally. The filing record is not thin: 54 evictions over 6 years of observation.

Food insecurity runs 9.6% against 17.8% nationally. Filings peaked in 2018 at 6.3% of renter households.

In a typical year about 4.8% of renter households face a filing. Nationally it ranks #52,479 of 84,120 for landlord eviction difficulty.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.