Tremont Eviction Risk: High , New York

98% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Sitting well above the midpoint, court filing pressure reads 9.6/10.

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Annualized rent equals 38% of average household income of $47,484, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, supply constraint reads 1/10.

Housing insecurity runs 30.1% against 14.2% nationally. The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment.

At $1,494 a month, rents run 18% under what the rest of New York commands. Court records carry 3,089 eviction filings across 8 observed years.

Inability to pay a utility bill runs 15.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2002 at 27.5% of renter households. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Bronx. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 22.9% of renter households face a filing. That is riskier than roughly 100% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.