Tremont Eviction Risk: High , New York

What pushes it up most is tenant-organizing strength at 9.8/10. 95% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, court filing pressure reads 9.6/10. The poverty rate is 36%, which in this model reads as reduced rent-recovery odds after a judgment.

Annualized rent equals 38% of average household income of $46,430, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, economic stress reads 9.1/10. Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $1,481 a month, rents run 19% under what the rest of New York commands. Princeton's Eviction Lab logged 4,936 filings here across 8 tracked years. Adults with no health insurance runs 19.3% against 11.3% nationally.

Filings peaked in 2002 at 50.1% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 41.3% of renter households face a filing.

That is riskier than roughly 100% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 10/10.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.