East Harlem Eviction Risk: High , New York

Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate. 99% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Set annual rent against average income of $29,000 and the ratio lands at 47%, above the conventional 30% ceiling. Average gross rent is $1,147, 37% below the New York average. Sitting well above the midpoint, economic stress reads 9.2/10.

SNAP participation runs 34.9% against 15.2% nationally. The poverty rate is 37%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

53% of renter households cross the 30%-of-income line, higher than the New York County average of 43.9%. Housing insecurity runs 28.1% against 14.2% nationally.

Running hot, local political climate reads 8/10. It sits 0.9 points above the New York County average of 9.0. The filing record is not thin: 5,053 evictions over 7 years of observation.

Filings peaked in 2002 at 47.1% of renter households. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Manhattan. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 33.8% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.