East Harlem Eviction Risk: High , New York

What pushes it up most is tenant-organizing strength at 9.8/10. This is renter territory: 90% of occupied units are tenant-occupied. 58% of renter households cross the 30%-of-income line, well above the New York County average of 43.9%.

Annualized rent equals 33% of average household income of $48,082, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment. At $1,332 a month, rents run 27% under what the rest of New York commands.

Sitting well above the midpoint, local political climate reads 8/10. SNAP participation runs 26.7% against 15.2% nationally.

Running hot, economic stress reads 7.4/10. Housing insecurity runs 23.1% against 14.2% nationally.

Against the New York County average of 9.0, this tract reads riskier for landlords by 0.9 points. Court records carry 2,164 eviction filings across 7 observed years. The worst year on record was 2000, when 12.9% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 11.2% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.