South Central Eviction Risk: High , Troy

The score leans hardest on tenant-organizing strength at 9.7/10. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Sitting well above the midpoint, housing-court posture reads 7.8/10. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the high side, eviction-process difficulty reads 7.4/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #2,210 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 5.1/10, which tracks how hard a shock lands on the households already here.

Statewide the NY average is 7.7, so this tract runs 2.1 points hotter. 42% of renter households spend at least 30% of income on rent. Average gross rent is $1,230, close to the Troy average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.