Neighborhood · Ranked #3,427 of 84,120 nationally

South Central Eviction Risk: Elevated , Troy

Tract 36083040800 · Rensselaer County, NY · pop 1,857 · neighborhood within 0.0 mi

Census tract 36083040800 belongs to the South Central area of Troy, New York. It is home to 1,857 residents and scores 6.5/10, an elevated reading for landlords. It lands near the 87th percentile nationally for landlord eviction risk.

42% of renter households here spend at least 30% of income on rent, a severe level, and 26% are severely burdened at 50% or more. Average gross rent is $1,230 monthly, set against $63,811 in average yearly household income, roughly 23% of income at the averages. Renters make up 73% of occupied homes, a renter-majority tract.

Risk score

7.4

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 30% Stable renters 43% Owners 27%

Tract context

Occupied units987

Renter share73.5%

SVI overall0.45

Poverty rate23.2%

Median income$63,811

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.7251, -73.6926 · click any tract to drill in

Why South Central scores 7.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

5.8

Regional political climate

2024 county presidential margin

5.3

State political climate

New York legislature & governorship

7.3

Economic stress

23.2% poverty · this tract

5.8

Supply constraint

$1,230 rent vs county FMR

3.3

Rent control risk

Inherited from Troy

7.2

Eviction process difficulty

State law sets the calendar

7.4

Tenant organizing strength

Inherited from Troy

9.7

Housing court bias

Inherited from Troy

7.8

How South Central compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 45

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

52%Socioeconomic
42%Household composition
37%Racial/ethnic minority
42%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
41%Grade C
28%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.5%Housing insecurity
8.5%Utility-shutoff threat
14.7%Food insecurity
13.7%SNAP enrollment
8.8%Transit barriers
6.3%No health insurance
18.3%Frequent mental distress
23.7%Any disability

Analysis

What drives eviction risk in South Central

The score leans hardest on tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Rensselaer County average of 5.8 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 28% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36083040800

What is the eviction-risk score for census tract 36083040800?

Census tract 36083040800 in the South Central neighborhood scores 7.4/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36083040800?

Median gross rent is $1,230/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.

What is the poverty rate in tract 36083040800?

23.2% of residents in tract 36083040800 live below the federal poverty line (ACS B17001, 2023). Population: 1,857.

How socially vulnerable is tract 36083040800?

CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 52th, household 42th, minority 37th, housing 42th.

Is tract 36083040800 considered part of South Central?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36083040800 fall within South Central (neighborhood centroid within 0.0 miles, OSM data).

What share of households in tract 36083040800 struggle to pay rent?

About 13.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36083040800 compare to Troy overall?

Tract 36083040800 scores 7.4/10, lower than the parent city of Troy at 8.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36083040800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 28% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.