Neighborhood · Ranked #5,690 of 84,120 nationally

North Pelham Eviction Risk: Elevated , New Rochelle

Tract 36119006200 · Westchester County, NY · pop 5,592 · neighborhood within 0.7 mi

How risky is North Pelham in New Rochelle for landlords? Census tract 36119006200 scores 6.6/10, the Elevated tier. That is riskier than roughly 88% of the 84,120 US census tracts we score.

About 68% of renters carry a rent burden of 30% of income or higher, a severe level, and 32% are severely burdened at 50% or more. Average gross rent is $1,610 monthly, set against $55,915 in average yearly household income, roughly 35% of income at the averages. Renters make up 65% of occupied homes, a renter-majority tract.

Risk score

6.8

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 44% Stable renters 21% Owners 35%

Tract context

Occupied units2,160

Renter share65.2%

SVI overall0.92

Poverty rate16.1%

Median income$55,915

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across New Rochelle and the region

Centroid at 40.9113, -73.7969 · click any tract to drill in

Why North Pelham scores 6.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from New Rochelle

8.5

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

16.1% poverty · this tract

4.0

Supply constraint

$1,610 rent vs county FMR

1.0

Rent control risk

Inherited from New Rochelle

6.9

Eviction process difficulty

State law sets the calendar

7.0

Tenant organizing strength

Inherited from New Rochelle

9.0

Housing court bias

Inherited from New Rochelle

6.2

How North Pelham compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 92

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

97%Socioeconomic
67%Household composition
86%Racial/ethnic minority
82%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

2%Grade A
31%Grade B
3%Grade C
58%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Pelham. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

22.9%Housing insecurity
12.3%Utility-shutoff threat
26.1%Food insecurity
20.4%SNAP enrollment
12.5%Transit barriers
18.3%No health insurance
15.9%Frequent mental distress
28.9%Any disability

Analysis

What drives eviction risk in North Pelham

What moves this score most is tenant organizing strength at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from New Rochelle eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Westchester County average of 6.1 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 58% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

The tract is predominantly Hispanic or Latino and ranks around the 92nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36119006200

What is the eviction-risk score for census tract 36119006200?

Census tract 36119006200 in the North Pelham neighborhood scores 6.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119006200?

Median gross rent is $1,610/month (ACS 5-year 2023, table B25064). 68% of renter households are cost-burdened.

What is the poverty rate in tract 36119006200?

16.1% of residents in tract 36119006200 live below the federal poverty line (ACS B17001, 2023). Population: 5,592.

How socially vulnerable is tract 36119006200?

CDC Social Vulnerability Index ranks this tract in the 92th percentile nationally. Sub-themes: socioeconomic 97th, household 67th, minority 86th, housing 82th.

Is tract 36119006200 considered part of North Pelham?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119006200 fall within North Pelham (neighborhood centroid within 0.7 miles, OSM data).

What share of households in tract 36119006200 struggle to pay rent?

About 22.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119006200 compare to New Rochelle overall?

Tract 36119006200 scores 6.8/10, lower than the parent city of New Rochelle at 9.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from New Rochelle eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119006200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 58% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in New Rochelle

Top eight tracts in New Rochelle ranked by composite eviction-risk score.