Spring Lake Eviction Risk: Moderate

What moves this score most is tenant organizing strength at 9.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spring Lake, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the Cumberland County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is Black and multiracial or other-race and ranks around the 70th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 21.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.