Skip to content
Neighborhood · Ranked #23,554 of 84,120 nationally

Loray Mill Historic District Eviction Risk: Moderate , Gastonia

Tract 37071032900 · Gaston County, NC · pop 4,018 · neighborhood within 0.5 mi

Loray Mill Historic District in Gastonia is where census tract 37071032900 sits, home to 4,018 residents. Its landlord eviction-risk score is 6.4/10. On the national scale it ranks #13,119 of 84,120 for landlord eviction difficulty.

About 57% of renters carry a rent burden of 30% of income or higher, a severe level, and 42% are severely burdened at 50% or more. Average gross rent is $1,160 monthly, set against $56,719 in average yearly household income, roughly 25% of income at the averages. Renters make up 59% of occupied homes, a renter-majority tract.

Risk score
5.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34% Stable renters 25% Owners 41%
Tract context
Occupied units1,407
Renter share58.8%
SVI overall0.84
Poverty rate23.8%
Median income$56,719

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Loray Mill Historic District
Very High
Within parent city
84 th percentile
Rank, 84th percentileLowHigh
#6 of 33 tracts In Gastonia
High
Within county
92 th percentile
Rank, 92nd percentileLowHigh
#8 of 85 tracts In Gaston County
Very High
Within state
85 th percentile
Rank, 85th percentileLowHigh
#401 of 2,660 tracts In North Carolina
High
Geographic context

Risk heat across Gastonia and the region

Centroid at 35.2529, -81.1971 · click any tract to drill in

Why Loray Mill Historic District scores 5.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Gastonia
4.3
Regional political climate
2024 county presidential margin
3.6
State political climate
North Carolina legislature & governorship
2.3
Economic stress
23.8% poverty · this tract
5.9
Supply constraint
$1,160 rent vs county FMR
1.4
Rent control risk
Inherited from Gastonia
7.0
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Gastonia
8.8
Housing court bias
Inherited from Gastonia
6.8

How Loray Mill Historic District compares

Risk score vs. parent city, county, state.
Loray Mill Historic District risk score vs. parent city / county / stateThis tract: 5.15.1This tracttract 032900Gastonia: 2.72.7Gastoniaparent cityCounty: 3.63.6Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,144Total filings over 12 yrs
  • 18.87%Avg annual filing rate
  • 19.3%Peak (2015)
  • 98Filings in 2017 (latest validated)
Filings by year 2005 to 2017
Year-by-year eviction filings in tract 370710329002005: 82 filings (22.53/100 renter HHs)2006: 97 filings (26.65/100 renter HHs)2008: 106 filings (29.12/100 renter HHs)2009: 107 filings (29.40/100 renter HHs)2010: 80 filings (14.26/100 renter HHs)2011: 99 filings (17.07/100 renter HHs)2012: 76 filings (13.10/100 renter HHs)2013: 106 filings (18.28/100 renter HHs)2014: 78 filings (13.45/100 renter HHs)2015: 112 filings (19.31/100 renter HHs)2016: 103 filings (11.94/100 renter HHs)2017: 98 filings (11.36/100 renter HHs)
Filings climbed 20% over the past 12 months.
Comparable tracts

Census tracts with similar eviction risk

Within Loray Mill Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Loray Mill Historic District

What moves this score most is tenant organizing strength at 8.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gastonia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Gaston County average of 5.5 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 18.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 37071032900

Q1

What is the eviction-risk score for census tract 37071032900?

Census tract 37071032900 in the Loray Mill Historic District neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37071032900?

Median gross rent is $1,160/month (ACS 5-year 2023, table B25064). 57% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37071032900?

23.8% of residents in tract 37071032900 live below the federal poverty line (ACS B17001, 2023). Population: 4,018.
Q4

How socially vulnerable is tract 37071032900?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 83th, household 82th, minority 75th, housing 66th.
Q5

Is tract 37071032900 considered part of Loray Mill Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37071032900 fall within Loray Mill Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6

How many evictions are filed each year in tract 37071032900?

Princeton Eviction Lab recorded 1,144 eviction filings across 12 validated years in tract 37071032900 (2000-2018). The average annual filing rate is 18.87% of renter households, peaking at 19.3% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 37071032900 struggle to pay rent?

About 18.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 37071032900 compare to Gastonia overall?

Tract 37071032900 scores 5.1/10, higher than the parent city of Gastonia at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gastonia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Gastonia

Top eight tracts in Gastonia ranked by composite eviction-risk score.

Related