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Neighborhood · Ranked #29,336 of 84,120 nationally

Loray Mill Historic District Eviction Risk: Moderate , Gastonia

Tract 37071033203 · Gaston County, NC · pop 2,791 · neighborhood within 1.4 mi

37071033203 is a census tract in the Loray Mill Historic District area of Gastonia, NC. It scores 5.2/10 for landlords. What pushes it up most is court filing pressure at 9.4/10.

Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 32% Owners 50%
Tract context
Occupied units959
Renter share49.8%
SVI overall0.91
Poverty rate20.9%
Median income$57,740

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Loray Mill Historic District
Very Low
Within parent city
75 th percentile
Rank, 75th percentileLowHigh
#9 of 33 tracts In Gastonia
High
Within county
87 th percentile
Rank, 87th percentileLowHigh
#12 of 85 tracts In Gaston County
High
Within state
84 th percentile
Rank, 84th percentileLowHigh
#436 of 2,660 tracts In North Carolina
High
Geographic context

Risk heat across Gastonia and the region

Centroid at 35.2412, -81.2062 · click any tract to drill in

Why Loray Mill Historic District scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Gastonia
4.3
Regional political climate
2024 county presidential margin
3.6
State political climate
North Carolina legislature & governorship
2.3
Economic stress
20.9% poverty · this tract
5.2
Supply constraint
$1,031 rent vs county FMR
1.0
Rent control risk
Inherited from Gastonia
7.0
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Gastonia
8.8
Housing court bias
Inherited from Gastonia
6.8

How Loray Mill Historic District compares

Risk score vs. parent city, county, state.
Loray Mill Historic District risk score vs. parent city / county / state5.2This tracttract 0332034.1Gastoniaparent city4.0Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,673Total filings over 12 yrs
  • 30.64%Avg annual filing rate
  • 42.5%Peak (2012)
  • 127Filings in 2017 (latest validated)
Filings by year 2005 to 2017
Year-by-year eviction filings in tract 37071033203
Filings stayed roughly flat over the past 12 months.
Comparable tracts

Census tracts with similar eviction risk

Within Loray Mill Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Loray Mill Historic District

Well under the midpoint, supply constraint reads 1/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, tenant-organizing strength reads 8.8/10.

It sits 1.2 points above the Gaston County average of 4.0. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. 36% of renter households cross the 30%-of-income line, below the Gaston County average of 40.3%.

Princeton's Eviction Lab logged 1,673 filings here across 12 tracked years. At $1,031 a month, rents run 14% under what the rest of Gastonia commands.

The worst year on record was 2012, when 42.5% of renter households were served. In a typical year about 30.6% of renter households face a filing. Nationally it ranks #29,336 of 84,120 for landlord eviction difficulty.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 37071033203

Q1

What is the eviction-risk score for census tract 37071033203?

Census tract 37071033203 in the Loray Mill Historic District neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37071033203?

Median gross rent is $1,031/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37071033203?

20.9% of residents in tract 37071033203 live below the federal poverty line (ACS B17001, 2023). Population: 2,791.
Q4

How socially vulnerable is tract 37071033203?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 94th, household 93th, minority 67th, housing 64th.
Q5

Is tract 37071033203 considered part of Loray Mill Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37071033203 fall within Loray Mill Historic District (neighborhood centroid within 1.4 miles, OSM data).
Q6

How many evictions are filed each year in tract 37071033203?

Princeton Eviction Lab recorded 1,673 eviction filings across 12 validated years in tract 37071033203 (2000-2018). The average annual filing rate is 30.64% of renter households, peaking at 42.5% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 37071033203 struggle to pay rent?

About 19.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 37071033203 compare to Gastonia overall?

Tract 37071033203 scores 5.2/10, higher than the parent city of Gastonia at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gastonia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Gastonia

Top eight tracts in Gastonia ranked by composite eviction-risk score.

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