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Neighborhood · Ranked #28,017 of 84,120 nationally

Loray Mill Historic District Eviction Risk: Moderate , Gastonia

Tract 37071033203 · Gaston County, NC · pop 2,791 · neighborhood within 1.4 mi

Census tract 37071033203 runs through the Loray Mill Historic District neighborhood of Gastonia. With 2,791 residents, it scores 5.9/10 for landlords. It lands near the 71st percentile nationally for landlord eviction risk.

About 36% of renters carry a rent burden of 30% of income or higher, a high level, and 25% are severely burdened at 50% or more. Average rent runs $1,031 a month against an average household income of $57,740 a year, roughly 21% of income at the averages. About 50% of occupied units are renter-occupied.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 32% Owners 50%
Tract context
Occupied units959
Renter share49.8%
SVI overall0.91
Poverty rate20.9%
Median income$57,740

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Loray Mill Historic District
Very Low
Within parent city
72 th percentile
Rank, 72nd percentileLowHigh
#10 of 33 tracts In Gastonia
Elevated
Within county
86 th percentile
Rank, 86th percentileLowHigh
#13 of 85 tracts In Gaston County
High
Within state
78 th percentile
Rank, 78th percentileLowHigh
#576 of 2,660 tracts In North Carolina
High
Geographic context

Risk heat across Gastonia and the region

Centroid at 35.2412, -81.2062 · click any tract to drill in

Why Loray Mill Historic District scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Gastonia
4.3
Regional political climate
2024 county presidential margin
3.6
State political climate
North Carolina legislature & governorship
2.3
Economic stress
20.9% poverty · this tract
5.2
Supply constraint
$1,031 rent vs county FMR
1.0
Rent control risk
Inherited from Gastonia
7.0
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Gastonia
8.8
Housing court bias
Inherited from Gastonia
6.8

How Loray Mill Historic District compares

Risk score vs. parent city, county, state.
Loray Mill Historic District risk score vs. parent city / county / stateThis tract: 4.84.8This tracttract 033203Gastonia: 2.72.7Gastoniaparent cityCounty: 3.63.6Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,673Total filings over 12 yrs
  • 30.64%Avg annual filing rate
  • 42.5%Peak (2012)
  • 127Filings in 2017 (latest validated)
Filings by year 2005 to 2017
Year-by-year eviction filings in tract 370710332032005: 143 filings (30.78/100 renter HHs)2006: 146 filings (31.42/100 renter HHs)2008: 114 filings (24.53/100 renter HHs)2009: 114 filings (24.53/100 renter HHs)2010: 170 filings (41.36/100 renter HHs)2011: 142 filings (31.42/100 renter HHs)2012: 192 filings (42.48/100 renter HHs)2013: 143 filings (31.64/100 renter HHs)2014: 124 filings (27.43/100 renter HHs)2015: 123 filings (27.21/100 renter HHs)2016: 135 filings (28.30/100 renter HHs)2017: 127 filings (26.62/100 renter HHs)
Filings stayed roughly flat over the past 12 months.
Comparable tracts

Census tracts with similar eviction risk

Within Loray Mill Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Loray Mill Historic District

The heaviest input here is tenant organizing strength at 8.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Gastonia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Gaston County average of 5.5 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 19.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.5% faced a utility shutoff threat, a common early warning before a filing.

The tract is White and Black and ranks around the 91st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37071033203

Q1

What is the eviction-risk score for census tract 37071033203?

Census tract 37071033203 in the Loray Mill Historic District neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 37071033203?

Median gross rent is $1,031/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 37071033203?

20.9% of residents in tract 37071033203 live below the federal poverty line (ACS B17001, 2023). Population: 2,791.
Q4

How socially vulnerable is tract 37071033203?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 94th, household 93th, minority 67th, housing 64th.
Q5

Is tract 37071033203 considered part of Loray Mill Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37071033203 fall within Loray Mill Historic District (neighborhood centroid within 1.4 miles, OSM data).
Q6

How many evictions are filed each year in tract 37071033203?

Princeton Eviction Lab recorded 1,673 eviction filings across 12 validated years in tract 37071033203 (2000-2018). The average annual filing rate is 30.64% of renter households, peaking at 42.5% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 37071033203 struggle to pay rent?

About 19.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 37071033203 compare to Gastonia overall?

Tract 37071033203 scores 4.8/10, higher than the parent city of Gastonia at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gastonia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Gastonia

Top eight tracts in Gastonia ranked by composite eviction-risk score.

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