Loray Mill Historic District Eviction Risk: Moderate

The severe-burden share is 35%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. What pushes the score up most is tenant-organizing strength at 8.8/10. Running cool is supply constraint, at 1.2/10.

The poverty rate is 23%, which shows up in this model as reduced rent-recovery odds after a judgment. On the softer side is eviction-process difficulty, at 2.4/10.

Court records carry 2,817 eviction filings across its 2 observed tracts. The worst year on record was 2015, when filings touched 42.5% of renter households. The most recent observed rate, 19.0% in 2017, is well off that peak.

At $1,107 a month, rents sit 8% under what the rest of Gastonia commands. That places it #1 of 4 neighborhoods in Gastonia.

Social vulnerability runs high at 8.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 2 tracts here are tightly clustered, 0.3 points apart at the extremes.

With little internal variation, 5.4/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.