Neighborhood · Gastonia, NC

Loray Mill Historic District Eviction Risk: Moderate

2 census tracts · pop 6,809 · pop-weighted Eviction Risk Score 5/10 · range 4.8–5.1

Loray Mill Historic District is a white-black neighborhood in Gastonia with 2 census tracts and a population of 6,809 residents. The neighborhood's pop-weighted eviction-risk score of 5/10 (Moderate tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 48% of renters here pay at least 30% of household income on rent, and 35% are severely cost-burdened (≥50% of income). Average gross rent of $1,107/month sits 8% lower than the Gastonia citywide average ($1,204).

Risk score

Moderate

2 tracts · population-weighted

Loray Mill Historic District vs Gastonia How this neighborhood stacks against the citywide average

% of income on rent

48.4% +53%

Gastonia: 31.7%

Average gross rent

$1,107 -8%

Gastonia: $1,204

Average HH income

$57,138 -6%

Gastonia: $60,554

Poverty rate

22.6% +58%

Gastonia: 14.3%

Renter share

55.2% +21%

Gastonia: 45.8%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Loray Mill Historic District and the region

Click any tract to drill in · 2 tracts span score 4.8–5.1

Why Loray Mill Historic District scores 5

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 2.3–2.3 across tracts

2.3

Regional political climate

County-level mix · 2024 presidential margin · Range 3.6–3.6 across tracts

3.6

Local political climate

Parent city governance · Range 4.3–4.3 across tracts

4.3

Rent control risk

48% of income on rent · Range 7.0–7.0 across tracts

7.0

Eviction process difficulty

State notice requirements & court backlog · Range 2.4–2.4 across tracts

2.4

Tenant organizing strength

55% renter households · Range 8.8–8.8 across tracts

8.8

Housing court bias

County bench composition · Range 6.8–6.8 across tracts

6.8

Economic stress

22.6% below poverty line · Range 5.2–5.9 across tracts

5.6

Supply constraint

Rent-to-FMR gap & zoning friction · Range 1.0–1.4 across tracts

1.2

Risk score comparison

Loray Mill Historic District vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Census tracts

2 tracts in Loray Mill Historic District

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
37071032900	5.1	4,018	57%	$1,160
37071033203	4.8	2,791	36%	$1,031

Social Vulnerability Index

CDC SVI percentile: 87

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 88%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 86%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 72%ile

Hispanic + non-white share of population

Housing & transport 65%ile

Multi-unit structures, mobile homes, crowding, no vehicle

Eviction filings · Princeton Eviction Lab

Court-record eviction history in Loray Mill Historic District

Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

2,817Total filings (sum)
23.70%Avg annual filing rate
42.5%Peak year (2015)
17.62%Latest filed (2017)

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Loray Mill Historic District

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

18.7%Housing insecurity
12.7%Utility shutoff threat
23.2%Food insecurity
20.5%SNAP enrollment
13.6%No health insurance
35.7%Any disability

Frequently asked

About Loray Mill Historic District

What is the eviction-risk score for Loray Mill Historic District?

Loray Mill Historic District scores 5/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Loray Mill Historic District compare to Gastonia overall?

Loray Mill Historic District scores 2.3 points higher than Gastonia overall (2.7/10). Renters spend 48% of income on rent vs 32% citywide. Average rent: $1,107 vs $1,204.

What is the average rent in Loray Mill Historic District?

Average gross rent in Loray Mill Historic District is $1,107/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 48% of renter households are cost-burdened.

What percentage of Loray Mill Historic District residents are renters?

55% of Loray Mill Historic District households are renter-occupied (vs 46% in Gastonia). The neighborhood has 6,809 residents.

Is Loray Mill Historic District a high social-vulnerability area?

Loray Mill Historic District sits in the 87th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

Which tracts in Loray Mill Historic District have the highest eviction risk?

The highest-risk constituent tract in Loray Mill Historic District is census tract 37071032900 (score 5.1/10). Across the 2 tracts in this neighborhood the score ranges from 4.8 to 5.1, a spread of 0.3 points.

How safe is Loray Mill Historic District for landlords?

Loray Mill Historic District carries a moderate-tier eviction-risk profile for landlords (5/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Gastonia as a whole (2.7/10), this neighborhood is higher-risk.

What is the demographic breakdown of Loray Mill Historic District?

Loray Mill Historic District has 6,454 residents (White-Black Neighborhood). Top groups: White (non-Hispanic) (46%), Black (non-Hispanic) (31.6%), Hispanic / Latino (20.3%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Loray Mill Historic District

4.7 Downtown Gastonia Historic District 3 tracts · pop 7,661 5.2 FUSE 2 tracts · pop 2,454 4.5 South Gastonia 2 tracts · pop 5,203 4.7 Westside 2 tracts · pop 4,739 2.8 Lakewood 5 tracts · pop 13,672 2.7 Riverfront Homes & Marina 2 tracts · pop 3,905

Sibling neighborhoods

Other neighborhoods inside Gastonia

Same parent city, ranked by score similarity to Loray Mill Historic District.

4.7 South Gastonia 2 tracts · pop 5,203 4.6 Downtown Gastonia Historic District 3 tracts · pop 7,661 5.5 FUSE 2 tracts · pop 2,454

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