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Census Tract · Ranked #19,618 of 84,120 nationally

Moraine Eviction Risk: Moderate

Tract 39113030100 · Montgomery County, OH · pop 4,554 · 90% of tract blocks fall in Moraine

Tract 39113030100 sits in Moraine, OH, carrying an eviction-risk score of 5.9/10. Population here is 4,554. 64% of renter households cross the 30%-of-income line, far above the Montgomery County average of 42.9%.

Risk score
5.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 42% Stable renters 24% Owners 34%
Tract context
Occupied units2,025
Renter share66.1%
SVI overall0.93
Poverty rate28.3%
Median income$41,761

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Moraine
Very High
Within county
99 th percentile
Rank, 99th percentileLowHigh
#3 of 156 tracts In Montgomery County
Very High
Within state
94 th percentile
Rank, 94th percentileLowHigh
#190 of 3,162 tracts In Ohio
Very High
National
77 th percentile
Rank, 77th percentileLowHigh
#19,618 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Moraine and the region

Centroid at 39.7036, -84.2146 · click any tract to drill in

Why Moraine scores 5.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Moraine
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
28.3% poverty · this tract
7.1
Supply constraint
$993 rent vs county FMR
4.2
Rent control risk
Inherited from Moraine
8.3
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Moraine
9.1
Housing court bias
Inherited from Moraine
8.6

How Moraine compares

Risk score vs. parent city, county, state.
Moraine risk score vs. parent city / county / state5.9This tracttract 0301004.5Moraineparent city4.2Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 93

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 896Total filings over 17 yrs
  • 4.81%Avg annual filing rate
  • 6.6%Peak (2002)
  • 55Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 39113030100
Filings dropped 19% over the past 17 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Moraine

What pushes it up most is tenant-organizing strength at 9.1/10. On the high side, housing-court posture reads 8.6/10. The severe-burden share is 22%, and it is the single best predictor in this model of a filing that actually reaches judgment.

It sits 1.7 points above the Montgomery County average of 4.2. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, rent-regulation exposure reads 8.3/10. Princeton's Eviction Lab logged 896 filings here across 17 tracked years.

SNAP participation runs 22.4% against 15.2% nationally. The worst year on record was 2002, when 6.6% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 39113030100

Q1

What is the eviction-risk score for census tract 39113030100?

Census tract 39113030100 in Moraine scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39113030100?

Median gross rent is $993/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39113030100?

28.3% of residents in tract 39113030100 live below the federal poverty line (ACS B17001, 2023). Population: 4,554.
Q4

How socially vulnerable is tract 39113030100?

CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 82th, household 96th, minority 55th, housing 92th.
Q5

How many evictions are filed each year in tract 39113030100?

Princeton Eviction Lab recorded 896 eviction filings across 17 validated years in tract 39113030100 (2000-2018). The average annual filing rate is 4.81% of renter households, peaking at 6.6% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39113030100 struggle to pay rent?

About 17.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39113030100 compare to Moraine overall?

Tract 39113030100 scores 5.9/10, higher than the parent city of Moraine at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Moraine; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39113030100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Moraine

Top eight tracts in Moraine ranked by composite eviction-risk score.

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