Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #18,240 of 84,120 nationally
Cobbs Creek Eviction Risk: Moderate , Millbourne
Tract 42045410500 · Delaware County, PA · pop 4,776 · neighborhood within 0.9 mi
Census tract 42045410500 runs through the Cobbs Creek area of Millbourne. With 4,776 residents, it scores 6.7/10 for landlords. On the national scale it ranks #8,708 of 84,120 for landlord eviction difficulty.
51% of renter households here spend at least 30% of income on rent, a severe level, and 29% are severely burdened at 50% or more. The typical renter pays about $1,146 a month while the average household earns $59,514 a year, roughly 23% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26%
Stable renters 25%
Owners 49%
Tract context
Occupied units1,639
Renter share50.9%
SVI overall0.91
Poverty rate17.2%
Median income$59,514
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
85
th percentile
High
Within state
81
th percentile
High
Geographic context
Risk heat across Millbourne and the region
Centroid at 39.9600, -75.2536 · click any tract to drill in
Why Cobbs Creek scores 5.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Millbourne
8.4
Regional political climate
2024 county presidential margin
6.3
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
17.2% poverty · this tract
4.3
Supply constraint
$1,146 rent vs county FMR
1.4
Rent control risk
Inherited from Millbourne
5.5
Eviction process difficulty
State law sets the calendar
3.7
Tenant organizing strength
Inherited from Millbourne
9.8
Housing court bias
Inherited from Millbourne
7.3
How Cobbs Creek compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 86%Socioeconomic
- 67%Household composition
- 91%Racial/ethnic minority
- 90%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 300Total filings over 7 yrs
- 7.16%Avg annual filing rate
- 10.0%Peak (2005)
- 51Filings in 2006 (latest validated)
Filings climbed 42% over the past 7 months.
Comparable tracts
Census tracts with similar eviction risk
Within Cobbs Creek. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Cobbs Creek
What moves this score most is tenant organizing strength at 9.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Millbourne, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Delaware County average of 5.9 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
Princeton's Eviction Lab logged 300 eviction filings here over 7 tracked years, with about 7.2% of renter households facing a filing in a typical year. Filings peaked at 10.0% of renter households in 2005.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous"). Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42045410500
Q1
What is the eviction-risk score for census tract 42045410500?
Census tract 42045410500 in the Cobbs Creek neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42045410500?
Median gross rent is $1,146/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42045410500?
17.2% of residents in tract 42045410500 live below the federal poverty line (ACS B17001, 2023). Population: 4,776.
Q4
How socially vulnerable is tract 42045410500?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 86th, household 67th, minority 91th, housing 90th.
Q5
Is tract 42045410500 considered part of Cobbs Creek?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42045410500 fall within Cobbs Creek (neighborhood centroid within 0.9 miles, OSM data).
Q6
How many evictions are filed each year in tract 42045410500?
Princeton Eviction Lab recorded 300 eviction filings across 7 validated years in tract 42045410500 (2000-2018). The average annual filing rate is 7.16% of renter households, peaking at 10.0% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 42045410500 compare to Millbourne overall?
Tract 42045410500 scores 5.5/10, higher than the parent city of Millbourne at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Millbourne; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 42045410500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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