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Neighborhood · Ranked #14,316 of 84,120 nationally

Highland Park Eviction Risk: Moderate , Chattanooga

Tract 47065000400 · Hamilton County, TN · pop 3,035 · neighborhood within 1.3 mi

Eviction risk in the Highland Park area of Chattanooga centers on tract 47065000400, which scores 4.2/10 (Moderate tier) and is home to 3,035 residents. It lands near the 15th percentile nationally for landlord eviction risk.

38% of renter households here spend at least 30% of income on rent, a high level, and 23% are severely burdened at 50% or more. The typical renter pays about $859 a month while the average household earns $39,605 a year, roughly 26% of income at the averages. About 59% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.8
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 37% Owners 40%
Tract context
Occupied units1,307
Renter share59.4%
SVI overall0.85
Poverty rate23.1%
Median income$39,605

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
29 th percentile
Rank, 29th percentileLowHigh
#6 of 8 tracts In Highland Park
Low
Within parent city
79 th percentile
Rank, 79th percentileLowHigh
#12 of 54 tracts In Chattanooga
High
Within county
87 th percentile
Rank, 87th percentileLowHigh
#12 of 87 tracts In Hamilton County
High
Within state
92 th percentile
Rank, 92nd percentileLowHigh
#133 of 1,701 tracts In Tennessee
Very High
Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0491, -85.2766 · click any tract to drill in

Why Highland Park scores 5.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chattanooga
4.5
Regional political climate
2024 county presidential margin
4.5
State political climate
Tennessee legislature & governorship
1.9
Economic stress
23.1% poverty · this tract
5.8
Supply constraint
$859 rent vs county FMR
1.0
Rent control risk
Inherited from Chattanooga
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Chattanooga
3.5
Housing court bias
Inherited from Chattanooga
3.0

How Highland Park compares

Risk score vs. parent city, county, state.
Highland Park risk score vs. parent city / county / stateThis tract: 5.85.8This tracttract 000400Chattanooga: 2.52.5Chattanoogaparent cityCounty: 4.14.1Countyavg tract in countyState: 4.04.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Park. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Highland Park

What moves this score most is economic stress at 5.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the safer side for landlords.

The tract is predominantly Black and ranks around the 85th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 55% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065000400

Q1

What is the eviction-risk score for census tract 47065000400?

Census tract 47065000400 in the Highland Park neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 47065000400?

Median gross rent is $859/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 47065000400?

23.1% of residents in tract 47065000400 live below the federal poverty line (ACS B17001, 2023). Population: 3,035.
Q4

How socially vulnerable is tract 47065000400?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 93th, household 83th, minority 89th, housing 45th.
Q5

Is tract 47065000400 considered part of Highland Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065000400 fall within Highland Park (neighborhood centroid within 1.3 miles, OSM data).
Q6

How does tract 47065000400 compare to Chattanooga overall?

Tract 47065000400 scores 5.8/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 47065000400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 55% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.

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